194 Highland Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 194 Highland Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1976
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Aug 2020)
Tax Bill	$861 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`455406479876000`

Property Details

APN / Parcel Number

Primary APN	`455406479876000`
Alternative APN	`52590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	984 sqft Heated Area
Basement Area	448 sqft
Finished Basement	448 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	294 ft deep x 66 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	252 sqft
Deck Area	494 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	52590
Street Address	194 HIGHLAND RD
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 5 SEC 1 BEAR PAW 941/136 A/32B
Legal Block	5
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2038
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	210 PRIMROSE DR, CLARKS SUMMIT, PA 18411-2126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	4568
Deed Book / Page	1654 / 424
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	194 HIGHLAND RD, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 PRIMROSE DR, CLARKS GREEN, PA 18411-2126

Mortgage

Document Number	001727/543
Date	Jan 3, 2023
Book Page	1727/543
Instrument	10

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 28, 2020
Property Address	194 HIGHLAND RD, MURPHY, NC 28906
Document Number	1654/424
Book / Page	1654 / 424
Map Reference	CAB A SL 88
Instrument Date	Aug 20, 2020
Instrument	4568
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 EASTMOOR DR, 196, ASHEVILLE, NC 28805-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 PRIMROSE DR, CLARKS SUMMIT, PA 18411-2126

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00	$66,230 (-)	$66,230 (-) Land $12,000 Building $54,230
2023		$66,230	$66,230 Land $12,000 Building $54,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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