194 High St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 194 High St, Ipswich, MA 01938

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 2 ba · 6,140 sqft · built 1955
Lot Size	1.83 acres (80,020 sqft)
Owner	Company Name on File
Last Sale	$749,900 (Aug 2023)
Tax Bill	$5,255 (2026)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`IPSW M:30A B:0012 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:30A B:0012 L:0`
Alternative APN	`2048`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	6,140 sqft Total Area
Gross Area	8,677 sqft
Basement Area	2,148 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,020 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2048
Street Address	194 HIGH ST
City	IPSWICH
State	MA
Zip	01938-1248
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	HB
Legal Block	12
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1014
Census Tract	223300

Owner

194 High St, a commercial property, is owned by a company that acquired it in October 2023.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	194 HIGH ST, IPSWICH, MA 01938-1248
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Nov 26, 2003 · Amount on File
Last Transfer Date	Oct 18, 2023
Transfer Doc	0041822-72
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Oct 23, 2023
Property Address	194 HIGH ST, IPSWICH, MA 01938-1248
Document Number	0041822-72
Book / Page	41822 / 72
Instrument Date	Oct 18, 2023
Instrument	20231023002450
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 HIGH ST, IPSWICH, MA 01938-1248

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Aug 10, 2023
Property Address	194 HIGH ST, IPSWICH, MA 01938-1248
Document Number	041707-238
Book / Page	41707 / 238
Instrument Date	Aug 10, 2023
Instrument	20230810002160
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIVERSIDE DR, IPSWICH, MA 01938-2428

Mortgage

Document Number	230810002170
Date	Aug 10, 2023
Instrument	230810002170

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Aug 14, 2018
Property Address	194 HIGH ST, IPSWICH, MA 01938-1248
Document Number	36935-421
Book / Page	036935 / 000421
Instrument Date	Jul 23, 2018
Instrument	1808141610
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 HIGH ST IPSWICH MA 019381248, IPSWICH, MA 01938-1248

Tax Assessment & Valuation

The 2026 property tax bill for 194 High St was $5,255, down 50.2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,255.00 (-50.19%)	$487,480 (-48.49%) Land $118,720 Building $368,760	$995,834 (+19.91%)
2025	$10,551.00 (+0.64%)	$946,300 (+2.71%) Land $374,400 Building $571,900	$830,490
2024	$10,484.00 (-1.98%)	$921,300 (+5.34%) Land $376,600 Building $544,700
2023	$10,696.00	$874,600 Land $308,700 Building $565,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 High St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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