194 Gulch Rd, Durango, CO 81303 Property Records

La Plata County property record for 194 Gulch Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,996 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$989,000 (Dec 2025)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-274-10-003`

Property Details

APN / Parcel Number

Primary APN	`5661-274-10-003`
Alternative APN	`R020682`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	3,572 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	172 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020682
Street Address	194 GULCH RD
City	DURANGO
State	CO
Zip	81303-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 57 RESUB OF RAFTER J 194 GULCH RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	57
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 669, CLARK, CO 80428-0669
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20251249184
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0001176987
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 4, 2025
Property Address	194 GULCH RD, DURANGO, CO 81303-6451
Document Number	0001249184
Map Reference	DOC 469354
Instrument Date	Dec 4, 2025
Instrument	1249184
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 SYCAMORE RD, ORINDA, CA 94563-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 669, CLARK, CO 80428-0669

Mortgage

Document Number	0001249185
Date	Dec 4, 2025
Instrument	1249185

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 3, 2020
Property Address	194 GULCH RD, DURANGO, CO 81303-6451
Document Number	0001176987
Instrument Date	Aug 21, 2020
Instrument	1176987
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	27 SYCAMORE RD ORINDA CA 945631418, ORINDA, CA 94563-1418

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 25, 2020
Property Address	194 GULCH RD, DURANGO, CO 81303-6451
Document Number	0001176359
Map Reference	DOC 469354
Instrument Date	Aug 21, 2020
Instrument	1176359
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SYCAMORE RD, ORINDA, CA 94563-1418

Mortgage

Document Number	0001176360
Date	Aug 25, 2020
Instrument	1176360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,350 (+1.81%) Land $13,850 Building $55,500	$1,089,840 (-) Land $217,690 Building $872,150
2025	$3,737.00 (+42.74%)	$68,120 (+76.48%) Land $13,610 Building $54,510	$1,089,840 (+101.9%) Land $217,690 Building $872,150
2024	$2,618.00 (+16.77%)	$38,600 (-27.72%) Land $9,110 Building $29,490	$539,780 (-32.29%) Land $127,390 Building $412,390
2023	$2,242.00 (+40.83%)	$53,400 (+42.36%) Land $7,980 Building $45,420	$797,140 (+47.68%) Land $119,170 Building $677,970
2022	$1,592.00	$37,510 Land $8,850 Building $28,660	$539,780 Land $127,390 Building $412,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, CenturyLink, Verizon.

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