194 Grapevine St, Cornelia, GA 30531 Property Records

Habersham County property record for 194 Grapevine St, Cornelia, GA 30531

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 1,355 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,500 (May 2011)
Tax Bill	$1,043 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`026 070`

Property Details

APN / Parcel Number

Primary APN	`026 070`
Alternative APNs	`679949` `377826`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,355 sqft Heated Area
Gross Area	1,500 sqft
1st Floor Area	1,355 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Width	100 ft Width

Exterior Amenities

Porch	Slab
Porch Area	145 sqft
Canopy	240 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	377826
Street Address	194 GRAPEVINE ST
City	CORNELIA
State	GA
Zip	30531-4839
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-89 LT 4 PB 15-303 1238-833
Legal Subdivision	PEA RDG COURT
Legal Lot Number	4
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1015
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 GRAPEVINE ST, CORNELIA, GA 30531-4839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Sep 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2011 · Amount on Record
Deed Sale	May 25, 2011 · Amount on Record
Prior Sale	Jan 13, 2009 · Amount on Record
Deed Book / Page	956 / 848
Last Transfer Date	Sep 24, 2020
Transfer Doc	001238/833
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	May 5, 2026
Property Address	194 GRAPEVINE ST, CORNELIA, GA 30531-4839
Document Number	1432000481
Book / Page	1432 / 481
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 GRAPEVINE ST, CORNELIA, GA 30531-4839

Mortgage

Document Number	1432000481,
Date	May 5, 2026
Book Page	1432/481

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 24, 2020
Property Address	194 GRAPEVINE ST, CORNELIA, GA 30531-4839
Document Number	001238/833
Book / Page	1238 / 833
Instrument Date	Sep 24, 2020
Instrument	2020-002311
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 GRAPEVINE ST, CORNELIA, GA 30531-4839

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,043.00 (-2.98%) Homeowner's exemption	$70,408 (+5.35%) Land $6,000 Building $64,408	$176,019 (+5.35%) Land $15,000 Building $161,019
2025	$1,075.00 Homeowner's exemption	$66,833 (+45.26%) Land $6,000 Building $60,833	$167,083 (+45.26%) Land $15,000 Building $152,083
2023	Homeowner's exemption	$46,008 (+14.05%) Land $6,000 Building $40,008	$115,020 (+14.05%) Land $15,000 Building $100,020
2022	Homeowner's exemption	$40,340 Land $6,000 Building $34,340	$100,850 Land $15,000 Building $85,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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