St. Johns County property record for 194 Estancia St, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,128 sqft · built 1975 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Jun 2018) |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270133-0240 |
| Primary APN | 270133-0240 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,128 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 194 ESTANCIA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 11/76-80 ST AUGUSTINE SHORES UNIT ONE REPLAT LOT 24 BLK 33 OR4567/237 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT ONE REPLAT |
| Legal Block | 33 |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 ESTANCIA ST, SAINT AUGUSTINE, FL 32086-7225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Apr 7, 2006 · Amount on Record |
| Deed Document Number | 201843761 |
| Deed Book / Page | 4567 / 237 |
| Prior Transfer Date | Sep 22, 2005 |
| Prior Transfer Doc | 0025610959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 194 ESTANCIA ST, SAINT AUGUSTINE, FL 32086-7225 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 194 ESTANCIA ST, SAINT AUGUSTINE, FL 32086-7225 |
| Document Number | 0054120111 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 5412/111 |
| Instrument | 2021120125 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 194 ESTANCIA ST, SAINT AUGUSTINE, FL 32086-7225 |
| Document Number | 0045670237 |
| Book / Page | 004567 / 000237 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 43761 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 ESTANCIA ST ST AUGUSTINE FL 320867225, ST AUGUSTINE, FL 32086-7225 |
| Document Number | 45670239 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 004567/000239 |
| Instrument | 43762 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,498 (+2.7%) | $213,884 (-3.69%) Land $83,523 Building $130,361 | |
| 2025 | $2,297.00 (+14.45%) Homeowner's exemption | $184,516 (+2.9%) | $222,083 (+0.52%) Land $78,829 Building $143,254 |
| 2024 | $2,007.00 (+2.19%) Homeowner's exemption | $179,316 (+3%) | $220,943 (+1.85%) Land $78,829 Building $142,114 |
| 2023 | $1,964.00 (+3.59%) Homeowner's exemption | $174,093 (+3%) | $216,931 (+8.99%) Land $78,829 Building $138,102 |
| 2022 | $1,896.00 Homeowner's exemption | $169,022 | $199,035 Land $51,011 Building $148,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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