194 Ellis St, Spring City, TN 37381 Property Records

Rhea County property record for 194 Ellis St, Spring City, TN 37381

Property Summary

Property Type	Warehouse, Storage
Details	5.5 ba · 3,640 sqft · built 1971
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2022)
Tax Bill	$1,628 (2021)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`072031P C 00102`

Property Details

APN / Parcel Number

Primary APN	`072031P C 00102`
Alternative APN	`031P C 00102`

Interior

Full Baths	5.5 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	3,640 sqft Total Area
1st Floor Area	3,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	395 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	194 ELLIS ST
City	SPRING CITY
State	TN
Zip	37381
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	DISTRICT: 2
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2789 SEQUOIA DR, MACUNGIE, PA 18062-8443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Commercial Mortgage SOUTHEAST BANK
Mar 10, 2020	Deed of Trust, Mortgage FIRST FARMERS & COM'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	22015116
Deed Book / Page	507 / 125
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Aug 1, 2022
Property Address	194 ELLIS ST, SPRING CITY, TN 37381
Document Number	0000015116
Book / Page	507 / 125
Instrument Date	Jul 29, 2022
Instrument	22015116
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2821 LONG BEACH RD, OCEANSIDE, NY 11572-2233

Mortgage

Document Number	0000015117
Date	Aug 1, 2022
Instrument	22015117

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	194 ELLIS ST, SPRING CITY, TN 37381
Document Number	0000000951
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 ELLIS ST SPRING CITY TN 37381, SPRING CITY, TN 37381

Mortgage

Document Number	0000000951
Date	Mar 11, 2020
Book Page	000624/000009
Instrument	951

Lender

Name	FIRST FARMERS & COM'L BK
Type	Bank
Address	PIKEVILLE, TN 37367

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Spring City Town
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,040 (+54.78%) Land $15,080 Building $52,960
2024			$170,100 (+54.78%) Land $37,700 Building $132,400
2022		$43,960 Land $12,920 Building $31,040	$109,900 Land $32,300 Building $77,600
2021	$1,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CITY WATER SYSTEM serves 2,920 people · EPA ID TN0000656
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Jan 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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