194 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 194 E Main St, North Adams, MA 01247

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,102 sqft · built 1880
Lot Size0.311 acres (13,535 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Dec 2025)
Tax Bill$2,872 (2025)
Deeds & MortgagesDec 2025 Sale
Sep 2021 Refinance
+ 1 more
APNNADA M:125 B:0000 L:58

Property Details

APN / Parcel Number

Primary APNNADA M:125 B:0000 L:58

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area3,102 sqft Living Area
Gross Area6,687 sqft
Basement Area1,551 sqft
Unfinished Basement1,551 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,535 sqft (0.311 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address194 E MAIN ST
CityNORTH ADAMS
StateMA
Zip01247-4404
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number58
JurisdictionNORTH ADAMS MA
Township / Civil DivisionNORTH ADAMS
Census Block Group2
Census Block2012
Census Tract921300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Church Street-Cady Hill Historic District (Boundary Increase)
listed 1985 · 123 contributing resources · NRIS 85003376

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

194 E Main St, a duplex, is owned and occupied by two individuals who bought it in December 2025.

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address194 E MAIN ST, NORTH ADAMS, MA 01247-4404
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Quit Claim Deed, Transfer
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GREYLOCK FCU
Jul 20, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2025 · Amount on File
Deed SaleDec 30, 2025 · Amount on File
Prior SaleJul 20, 2021 · Amount on File
Deed Document Number20257272
Deed Book / Page1907 / 624
Prior Transfer DateDec 22, 2025
Prior Transfer Doc001907-624
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH ADAMS MA
Recording DateDec 30, 2025
Property Address194 E MAIN ST, NORTH ADAMS, MA 01247-4404
Document Number001907-624
Book / Page1907 / 624
Instrument DateDec 22, 2025
Instrument7272
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH ADAMS MA
Property Address194 E MAIN ST, NORTH ADAMS, MA 01247-4404
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001764-928
DateSep 14, 2021
Book Page1764/928
Instrument6092
Lender
NameGREYLOCK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueOct 1, 2046

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH ADAMS MA
Recording DateJul 20, 2021
Property Address194 E MAIN ST, NORTH ADAMS, MA 01247-4404
Document Number0001758-80
Book / Page1758 / 80
Instrument DateJul 20, 2021
Instrument4624
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000004625
DateJul 20, 2021
Instrument4625
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 194 E Main St was $2,872.

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
MunicipalityNorth Adams City
Unified School DistrictNorth Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,872.00$171,900 Land $34,400 Building $137,500$288,111
2023$2,488.00$140,800 Land $31,500 Building $109,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 194 E Main St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH ADAMS WATER DEPT
serves 13,000 people · EPA ID MA1209000
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2014
Treatment and ProcedureNo certified operator
Mar 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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