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194 E Long Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 194 E Long Lake Rd, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,711 sqft · built 1986
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (May 2026)
Tax Bill$4,713 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-15-101-004

Property Details

APN / Parcel Number

Primary APN88-20-15-101-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,711 sqft Living Area
1st Floor Area1,711 sqft
Basement Area1,711 sqft
Unfinished Basement1,711 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions239 ft deep x 100 ft wide
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address194 E LONG LAKE RD
CityTROY
StateMI
Zip48085-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 15 PART OF NW 1/4 BEG AT PT DIST E 1030 FT FROM NW SEC COR, TH E100 FT, TH S 00-04-20 E 239.20 FT, TH W 100
Legal Range11E
Legal Township2N
Legal Section15
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4001
Census Tract197000

Owner

Source: Oakland County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address194 E LONG LAKE RD, TROY, MI 48085-5523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW WAVE LENDING GROUP INC
May 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 16, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Oct 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2026 · Amount on Record
Deed SaleMay 7, 2026 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number202662047
Deed Book / Page61174 / 647
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0000175395
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateSep 29, 2026
Property Address194 E LONG LAKE RD, TROY, MI 48085-5523
Document Number0000143764
Book / Page61590 / 328
Instrument DateSep 21, 2026
Instrument2026143764
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 BARBARA LN, BLOOMFIELD HILLS, MI 48304-2901

Mortgage

Document Number0000143764,
DateSep 29, 2026
Book Page61590/328
Instrument2026143764
Lender
NameNEW WAVE LENDING GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 7, 2026
Property Address194 E LONG LAKE RD, TROY, MI 48085-5523
Document Number20260062047
Book / Page61174 / 647
Instrument DateApr 21, 2026
Instrument2026.62047
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$359,812.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 E LONG LAKE RD, TROY, MI 48085-5523

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address194 E LONG LAKE RD, TROY, MI 48085-5523
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6860 CHELSEA CT, WEST BLOOMFIELD, MI 48322-3028

Mortgage

Document Number0000245896
DateOct 20, 2021
Book Page57007/105
Instrument245896
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 16, 2021
Property Address194 E LONG LAKE RD, TROY, MI 48085-5523
Document Number0000258693
Book / Page57086 / 503
Instrument DateOct 8, 2021
Instrument258693
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$2,687.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1751 ANNCHESTER CT, 1751, ROCHESTER HILLS, MI 48306-3606

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 E LONG LAKE RD, TROY, MI 48085-5523

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 26, 2018
Property Address194 E LONG LAKE RD, TROY, MI 48085-5523
Document Number0000175395
Book / Page052304 / 000741
Instrument DateOct 26, 2018
Instrument175395
Transaction TypeTransfer
Record UpdatedNov 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address194 E LONG LAKE RD TROY MI 480855523, TROY, MI 48085-5523

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,713.00 (+2.41%)
2024$4,602.00 (-6.12%)
2023$282,640
2022$4,902.00$141,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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