194 E 3rd St, Zoar, OH 44697 Property Records

Tuscarawas County property record for 194 E 3rd St, Zoar, OH 44697

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,208 sqft · built 1890
Lot Size	0.302 acres (13,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Feb 2022)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`38-00180-000`

Property Details

APN / Parcel Number

Primary APN	`38-00180-000`
Alternative APN	`030121-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,152 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,140 sqft (0.302 acres)
Lot Dimensions	146 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Open Frame Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	030121-7
Street Address	194 E 3RD ST
City	ZOAR
State	OH
Zip	44697-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65
Legal Subdivision	ZOAR
Legal Lot Number	65
Jurisdiction	TUSCARAWAS OH
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2013
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Zoar Historic District (Boundary Increase) listed 2013 · 6 contributing resources · NRIS 13000701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Tuscarawas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 404, ZOAR, OH 44697-0404
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LO
May 4, 2018	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20221586
Deed Book / Page	1630 / 112
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0000006545
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCARAWAS OH
Recording Date	Feb 11, 2022
Property Address	194 E 3RD ST, ZOAR, OH 44697
Document Number	0000001586
Book / Page	1630 / 112
Instrument Date	Feb 9, 2022
Instrument	202200001586
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	194 E 3RD ST, ZOAR, OH 44697

Mortgage

Document Number	0000001587
Date	Feb 11, 2022
Instrument	202200001587

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCARAWAS OH
Recording Date	May 4, 2018
Property Address	194 E 3RD ST, ZOAR, OH 44697
Document Number	0000004215
Book / Page	1557 / 0428
Map Reference	MB10 PG52
Instrument Date	May 3, 2018
Instrument	201800004215
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	TUSC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 476, ZOAR, OH 44697-0476

Mortgage

Document Number	0000004216
Date	May 4, 2018
Instrument	201800004216

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Tuscarawas County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Tuscarawas County
County Subdivision	Lawrence Township
Municipality	Zoar Village
Unified School District	Tuscarawas Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00 (+13.37%)	$53,990 (-56.77%) Land $15,410 Building $38,580	$154,250 (+23.5%) Land $44,020 Building $110,230
2024	$2,094.00 Homeowner's exemption	$124,900 (-) Land $35,640 Building $89,260
2023	$2,094.00 (-0.19%) Homeowner's exemption	$124,900 (+185.71%) Land $35,640 Building $89,260	$124,900 (-) Land $35,640 Building $89,260
2022	$2,098.00 Homeowner's exemption	$43,715 Land $12,474 Building $31,241	$124,900 Land $35,640 Building $89,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TCMSD-WILKSHIRE HILLS PWS private · serves 6,587 people · EPA ID OH7901612
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smart Way Communications.

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