194 Draper St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 194 Draper St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,379 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2021)
Tax Bill	$3,788 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04080 P:0037`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04080 P:0037`
Alternative APN	`40800037`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,379 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	40800037
Street Address	194 DRAPER ST
City	SPRINGFIELD
State	MA
Zip	01108-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5010
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 DRAPER ST, SPRINGFIELD, MA 01108-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
May 23, 2017	Quit Claim Deed, Transfer FIRSTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Book / Page	24194 / 568
Transfer Doc	021691-105
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 20, 2021
Property Address	194 DRAPER ST, SPRINGFIELD, MA 01108-2913
Document Number	024194-568
Book / Page	24194 / 568
Instrument Date	Oct 20, 2021
Instrument	74520
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SHADOW BROOK EST, SOUTH HADLEY, MA 01075-2676

Mortgage

Document Number	0000074521
Date	Oct 20, 2021
Instrument	74521

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 23, 2017
Property Address	194 DRAPER ST, SPRINGFIELD, MA 01108-2913
Document Number	21691-105
Book / Page	21691 / 105
Instrument	28146
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 DRAPER ST, SPRINGFIELD, MA 01108-2913

Mortgage

Document Number	216910108
Date	May 23, 2017
Instrument	21691/0108

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,788.00 (+8.38%)	$245,000 (+9.91%) Land $35,800 Building $209,200	$259,902 (-5.4%)
2025	$3,495.00 (+0.55%)	$222,900 (+9.32%) Land $36,800 Building $186,100	$274,740 (+6.72%)
2024			$257,450
2023	$3,476.00	$203,900 Land $35,100 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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