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194 Devil's Backbone Overlook, Stephenson, VA 22656 Property Records

Frederick County property record for 194 Devil's Backbone Overlook, Stephenson, VA 22656 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,348 sqft Living Area
Lot Size335,412 sqft (7.7 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2022)
Tax Bill$2,125.00 (2026)

Property Details

APN / Parcel Number

Primary APN459-3-13
Alternative APN
  • 8028215

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,348 sqft Living Area
Gross Area4,502 sqft Gross Area
1st Floor1,354 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2002
Exterior MaterialVinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area335,412 sqft (7.7 acres)
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
Deck Area128 sqft Deck
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceWell Water Source

Location & Zoning

Account Number8028215
Street Address194 DEVILS BACKBONE OVERLOOK
CitySTEPHENSON
StateVA
Zip22656-1900
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOPEQUON RIDGE L13S3
Legal SubdivisionOPEQUON RIDGE
Legal Lot Number13
JurisdictionFREDERICK VA
Minor Civil DivisionSTONEWALL
Census Blockgroup3
Census Block3008
Census Tract50100

Owner

Source: Frederick County records · APN 459-3-13

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address194 DEVILS BACKBONE OVERLOOK, STEPHENSON, VA 22656-1900
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 09, 2022Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2022 · Amount on Record
Deed SaleNov 09, 2022 · Amount on Record
Deed Doc Number202213462
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address194 DEVILS BACKBONE OVERLOOK, STEPHENSON, VA 22656-1900
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 DEVILS BACKBONE OVERLOOK, STEPHENSON, VA 22656-1900

Mortgage

Document Number0000000489
DateJan 15, 2026
Instrument260000489
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateNov 09, 2022
Property Address194 DEVILS BACKBONE OVERLOOK, STEPHENSON, VA 22656-1900
Document Number0000013462
Instrument DateNov 08, 2022
Instrument220013462
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyOLD TOWNE TITLE COMPANY, OLD TOWN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 DEVILS BACKBONE OVERLOOK, STEPHENSON, VA 22656-1900

Mortgage

Document Number0000013463
DateNov 09, 2022
Instrument220013463
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJul 01, 2052
Interest
Rate TypeFixed Rate
Rate5.88%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,125.00 (+10.45%)$400,900 Land $156,700 Building $244,200$400,900 Land $156,700 Building $244,200
2025$1,924.00

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