194 Denver St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 194 Denver St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 936 sqft · built 1989
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$210,500 (Jan 2021)
Tax Bill$4,035 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:03825 P:0039

Property Details

APN / Parcel Number

Primary APNSPRI S:03825 P:0039
Alternative APN
  • 38250039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number38250039
Street Address194 DENVER ST
CitySPRINGFIELD
StateMA
Zip01109-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionLAUREL MANOR
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4014
Census Tract801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address194 DENVER ST, SPRINGFIELD, MA 01109-1821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2021 · Amount on File
Deed SaleJan 4, 2021 · Amount on File
Prior SaleFeb 23, 2011 · Amount on File
Deed Document Number2021384
Deed Book / Page23628 / 468
Prior Transfer DateDec 9, 2020
Prior Transfer Doc23628-468
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 4, 2021
Property Address194 DENVER ST, SPRINGFIELD, MA 01109-1821
Document Number23628-468
Book / Page23628 / 468
Instrument DateDec 9, 2020
Instrument384
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address194 W CEDAR ST, ALTOONA, PA

Mortgage

Document Number385
DateJan 4, 2021
Instrument385
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,035.00 (+6.13%)$261,000 (+7.63%) Land $43,000 Building $218,000$284,354 (+1.33%)
2025$3,802.00 (+10.23%)$242,500 (+19.87%) Land $39,000 Building $203,500$280,630 (-1.5%)
2024$284,905
2023$3,449.00$202,300 Land $29,500 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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