Effingham County property record for 194 Deerfield Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,971 sqft · built 1985 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Apr 2026) |
| Tax Bill | $4,360 (2025) |
| Deeds & Mortgages | Oct 2013 Mortgage Mar 2015 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03440-019-000 |
| Primary APN | 03440-019-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,971 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 648 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6200 |
|---|---|
| Street Address | 194 DEERFIELD DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-3044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.91 AC LOT 6 |
| Legal Subdivision | DEERFIELD ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30204 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2013 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE |
| Mar 19, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION FINANCIAL SERVICES |
| Apr 17, 2026 | Limited Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE |
| Aug 20, 2021 | Warranty Deed, Transfer |
| Dec 30, 2009 | Deed, Transfer · Conventional Mortgage FIRST OHIO BANC & LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Book / Page | 3038 / 37 |
| Prior Transfer Date | Jan 27, 2010 |
| Prior Transfer Doc | 001913/404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002215/704 |
|---|---|
| Date | Oct 2, 2013 |
| Book Page | 2215/704 |
| Name | ROYAL UNITED MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002282/703 |
|---|---|
| Date | Mar 19, 2015 |
| Book Page | 2282/703 |
| Instrument | 001931 |
| Name | CREDIT UNION FINANCIAL SERVICES |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2035 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 17, 2026 |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 0003038/37 |
| Book / Page | 3038 / 37 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 3038000039, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 3038/39 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 0000002731/0000000555 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 0000002731/0000000555 |
| Instrument | 012299 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 20, 2021 |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 2731/553 |
| Book / Page | 2731 / 553 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-002851 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 30, 2009 |
| Property Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 001907/133 |
| Book / Page | 1907 / 133 |
| Instrument Date | Dec 16, 2009 |
| Instrument | 051-2009-002593 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 DEERFIELD DR, 194, SPRINGFIELD, GA 31329-3044 |
| Name | Verified Name |
|---|---|
| Address | 194 DEERFIELD DR, SPRINGFIELD, GA 31329-3044 |
| Document Number | 001907/136 |
|---|---|
| Date | Dec 30, 2009 |
| Book Page | 1907/136 |
| Name | FIRST OHIO BANC & LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2040 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,979 (-14.13%) Land $26,486 Building $84,493 | $277,449 (-14.13%) Land $66,215 Building $211,234 | |
| 2025 | $4,360.00 (+9.38%) | $129,238 (+1.61%) Land $26,486 Building $102,752 | $323,095 (+1.61%) Land $66,215 Building $256,880 |
| 2024 | $3,986.00 (+13.21%) | $127,191 (+7.72%) Land $20,125 Building $107,066 | $317,978 (+7.72%) Land $50,313 Building $267,665 |
| 2023 | $3,521.00 (-8.36%) | $118,071 (-3.25%) Land $16,664 Building $101,407 | $295,178 (-3.25%) Land $41,661 Building $253,517 |
| 2022 | $3,842.00 | $122,035 Land $20,628 Building $101,407 | $305,087 Land $51,570 Building $253,517 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
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