194 Cutting Edge Dr, Sylva, NC 28779 Property Records

Jackson County property record for 194 Cutting Edge Dr, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,247 sqft · built 1975
Lot Size	1.19 acres (52,177 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2025)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7642-34-0581`

Property Details

APN / Parcel Number

Primary APN	`7642-34-0581`
Alternative APN	`130218`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,247 sqft Heated Area
1st Floor Area	1,610 sqft
Basement Area	1,554 sqft
Unfinished Basement	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	52,177 sqft (1.19 acres)
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	194 CUTTING EDGE DR
City	SYLVA
State	NC
Zip	28779-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF ALLENS BRANCH RD
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

Source: Jackson County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 CUTTING EDGE DR, SYLVA, NC 28779-7790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 23, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Book / Page	2398 / 1161
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0022941685
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 9, 2021
Property Address	194 CUTTING EDGE DR, SYLVA, NC 28779
Document Number	0022941685
Book / Page	2294 / 1685
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	MEYMAX TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CUTTING EDGE DR, SYLVA, NC 28779

Mortgage

Document Number	0022941688
Date	Mar 9, 2021
Instrument	2294/1688

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	194 CUTTING EDGE DR, SYLVA, NC 28779
Document Number	0021811243
Book / Page	002181 / 001243
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	194 CUTTING EDGE DR SYLVA NC 28779, SYLVA, NC 28779

Mortgage

Document Number	0021811243
Date	Jan 26, 2017
Book Page	002181/001243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,485.00 (+53.57%)	$390,945 (+53.52%) Land $40,920 Building $350,025
2023	$967.00	$254,650 Land $40,920 Building $213,730

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

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