194 Creed St, Struthers, OH 44471 Property Records

Mahoning County property record for 194 Creed St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Apr 2018)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-014-0-009.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-014-0-009.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	151 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	194 CREED ST
City	STRUTHERS
State	OH
Zip	44471-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5639 49 X 151 CREED ST
Legal Subdivision	CREED ST
Legal Lot Number	5639
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	5
Census Block	5010
Census Tract	810700

Owner

194 Creed St is owned and occupied by an individual who bought it in April 2018.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	194 CREED ST, STRUTHERS, OH 44471-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 20, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Aug 24, 2006 · Amount on File
Deed Document Number	20188655
Deed Book / Page	6272 / 1927
Prior Transfer Date	Jul 9, 2007
Prior Transfer Doc	5707/2204
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	194 CREED ST, STRUTHERS, OH 44471-1634
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6355/2116
Date	Dec 4, 2019
Book Page	6355/2116
Instrument	201900026386

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 20, 2018
Property Address	194 CREED ST, STRUTHERS, OH 44471-1634
Document Number	6272/1927
Book / Page	6272 / 1927
Map Reference	VOL28 PG299
Instrument Date	Apr 3, 2018
Instrument	201800008655
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CREED ST, STRUTHERS, OH 44471-1634

Mortgage

Document Number	201800008656
Date	Apr 20, 2018
Instrument	201800008656

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 194 Creed St was $1,676.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00	$40,280 (-) Land $4,220 Building $36,060	$115,090 Land $12,070 Building $103,020
2024	$1,676.00 (+1.7%)	$40,280 (-) Land $4,220 Building $36,060
2023	$1,648.00 (+12.26%)	$40,280 (+48.31%) Land $4,220 Building $36,060	$115,090 (+48.33%) Land $12,070 Building $103,020
2022	$1,468.00	$27,160 Land $3,980 Building $23,180	$77,590 Land $11,360 Building $66,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Creed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 194 Creed St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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