Cumberland County and Windham Town property record for 194 Cottage Rd, Windham, ME 04062 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1935 |
| Square Footage | 884 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2019) |
| Tax Bill | $3,655.00 (2025) |
| Primary APN | WINM M:32 B:36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,690 sqft Gross Area |
| 1st Floor | 470 sqft 1st Floor |
| Basement Area | 470 sqft Basement |
| Unfinished Basement | 470 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | H5006R |
|---|---|
| Street Address | 194 COTTAGE RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 36 |
| Jurisdiction | WINDHAM ME |
| Minor Civil Division | WINDHAM |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 4802 |
Source: Cumberland County and Windham Town records · APN WINM M:32 B:36
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 COTTAGE RD, WINDHAM, ME 04062-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance KEY BANK NA |
| May 28, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage HARBORONE MORTGAGE |
| Apr 12, 2017 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage CROSS COUNTRY MTG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | Apr 12, 2017 · Amount on Record |
| Deed Doc Number | 20196 |
| Deed Book / Page | 35673 / 22 |
| Transfer Doc | 0339390022 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 194 COTTAGE RD, WINDHAM, ME 04062-4408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0380680199 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 38068/199 |
| Instrument | 26644 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | May 28, 2019 |
| Property Address | 194 COTTAGE RD, WINDHAM, ME 04062-4408 |
| Document Number | 0356730022 |
| Book / Page | 35673 / 22 |
| Instrument Date | May 28, 2019 |
| Instrument | 21906 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E GRAND AVE APT 2, 2, OLD ORCHARD BEACH, ME 04064-2902 |
| Document Number | 0000021907 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 21907 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Apr 12, 2017 |
| Property Address | 194 COTTAGE RD, WINDHAM, ME 04062-4408 |
| Document Number | 0339390022 |
| Book / Page | 33939 / 0022 |
| Instrument | 000000016625 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016626 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 000000016626 |
| Name | CROSS COUNTRY MTG INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
Source: Cumberland County and Windham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,655.00 (+7.69%) | $303,100 (+2.43%) Land $134,600 Building $168,500 |
| 2024 | $3,394.00 (+8.37%) | $295,900 (+5.83%) Land $127,400 Building $168,500 |
| 2023 | $3,132.00 (+13.77%) | $279,600 (+17.92%) Land $118,500 Building $161,100 |
| 2022 | $2,753.00 | $237,100 Land $94,000 Building $143,100 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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