194 Colonial Ln, Troy, MO 63379 Property Records

Lincoln County property record for 194 Colonial Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,114 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$92,100 (Jul 2016)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-25-003-003-017.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-25-003-003-017.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	194 COLONIAL LN
City	TROY
State	MO
Zip	63379-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF O.L.78 CITY OF TROY - COLONIAL LN, SURVEY A1/83
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	78
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3016
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 COLONIAL LN, TROY, MO 63379-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Oct 5, 2007 · Amount on Record
Deed Document Number	20165479
Deed Book / Page	2400 / 480
Prior Transfer Date	Oct 26, 2006
Prior Transfer Doc	0000015117
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	194 COLONIAL LN, TROY, MO 63379-1750
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2429/0364
Date	Nov 30, 2018
Book Page	2429/0364
Instrument	2018010778

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	194 COLONIAL LN, TROY, MO 63379-1750
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2422/0061
Date	Apr 24, 2018
Book Page	2422/0061
Instrument	2018003423

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,722 (-) Land $2,335 Building $17,387
2025	$1,239.00 (+8.02%)	$19,722 (+9.35%) Land $2,335 Building $17,387	$103,800 (+9.36%) Land $12,290 Building $91,510
2023	$1,147.00 (+6.01%)	$18,035 Land $1,556 Building $16,479	$94,920 Land $8,190 Building $86,730
2022	$1,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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