McMinn County property record for 194 Co Rd 618, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,278 sqft · built 1960 |
| Lot Size | 7.45 acres (324,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jan 2025) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054106 28301 |
| Primary APN | 054106 28301 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,070 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 324,522 sqft (7.45 acres) |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 748 sqft |
| Pole Barn | 2,074 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 194 COUNTY ROAD 618 |
|---|---|
| City | ATHENS |
| State | TN |
| Zip | 37303-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970601 |
Source: McMinn County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 COUNTY ROAD 618, ATHENS, TN 37303-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Feb 1, 2016 · Amount on Record |
| Deed Document Number | 2025261670 |
| Deed Book / Page | 24M / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jun 15, 2026 |
| Property Address | 194 COUNTY ROAD 618, ATHENS, TN 37303-6354 |
| Document Number | 0000009615 |
| Book / Page | 9 / 615 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026275260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 194 COUNTY ROAD 618, ATHENS, TN 37303-6354 |
| Document Number | 0000275260, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 9/615 |
| Instrument | 2026275260 |
| Name | COMPASS MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Unified School District | McMinn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 | $52,225 (-) Land $11,425 Building $40,800 | |
| 2024 | $565.00 | $52,225 (-) Land $11,425 Building $40,800 | |
| 2023 | $565.00 (+26.68%) | $52,225 (+81.02%) Land $11,425 Building $40,800 | $208,900 (+81.02%) Land $45,700 Building $163,200 |
| 2022 | $446.00 | $28,850 Land $7,425 Building $21,425 | $115,400 Land $29,700 Building $85,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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