Laurel County property record for 194 Cloud Ln, London, KY 40741
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1992 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $93 (2025) |
| Deeds & Mortgages | Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-148.05 |
| Primary APN | 060-00-00-148.05 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Building Area | 840 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 324657 |
|---|---|
| Street Address | 194 CLOUD LN |
| City | LONDON |
| State | KY |
| Zip | 40741-8248 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-1 |
| Legal Description | PINE TOP ESTATES ADD #5,6,7 & 1/2 0F #4 |
| Legal Subdivision | PINE TOP ESTATES ADD |
| Legal Lot Number | 4-6,7,1 |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | COLONY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970400 |
194 Cloud Ln, a mobile home, is owned by two individuals who acquired it in November 2018.
Source: Laurel County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 958 ONEAL RD, LONDON, KY 40741-7637 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 7, 2018 |
| Transfer Doc | 00D747/815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Nov 9, 2018 |
| Property Address | 194 CLOUD LN, LONDON, KY 40741-8248 |
| Document Number | 00D747/815 |
| Book / Page | D747 / 815 |
| Map Reference | DB 442 PG 199 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 548599 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 958 ONEAL RD, LONDON, KY 40741-7637 |
The 2025 property tax bill for 194 Cloud Ln was $93.
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93.00 | $12,000 Land $12,000 | $12,000 Land $12,000 |
| 2023 | $94.00 | $12,000 | $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Cloud Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 194 Cloud Ln is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 89% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAUREL WATER ASSOC INC private · serves 14,878 people · EPA ID KY0630451 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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