194 Chestnut Ln, Whitewright, TX 75491 Property Records

Grayson County property record for 194 Chestnut Ln, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,563 sqft · built 1910
Lot Size	2.69 acres (117,351 sqft)
Owner	2 Individual Names on File
Last Sale	$148,100 (May 2019)
Tax Bill	$1,600 (2024)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281 0259015`

Property Details

APN / Parcel Number

Primary APN	`281 0259015`
Alternative APN	`132843`

Interior

Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2016
Lot Area	117,351 sqft (2.69 acres)
Garage Type	Carport
Garage Area	993 sqft
Carport	Carport
Carport Area	993 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Deck Area	150 sqft
Patio Area	310 sqft
Utility Building	160 sqft

Location & Zoning

Street Address	194 CHESTNUT LN
City	WHITEWRIGHT
State	TX
Zip	75491-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0259 CROSBY GANEY A-G0259, ACRES 2.694
Legal Subdivision	CROSBY GANEY A-G0259
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2019
Census Tract	1802

Owner

194 Chestnut Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Grayson County records, as of August 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	194 CHESTNUT LN, WHITEWRIGHT, TX 75491-7113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 15, 2019	Loan Modification, Mortgage TEXAS STAR BK
Nov 1, 2018	Deed of Trust, Mortgage TEXAS STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Oct 29, 2004 · Amount on File
Deed Document Number	201912531
Prior Transfer Date	Feb 3, 2004
Prior Transfer Doc	0000003473
Record Updated	Oct 29, 2026

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 31, 2019
Property Address	194 CHESTNUT LN, WHITEWRIGHT, TX 75491-7113
Document Number	0000012531
Instrument Date	May 30, 2019
Instrument	2019-00012531
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 CHESTNUT LN, 194, WHITEWRIGHT, TX 75491-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CHESTNUT LN, WHITEWRIGHT, TX 75491-7113

Mortgage

Document Number	0000012532
Date	May 31, 2019
Instrument	2019-00012532

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	194 CHESTNUT LN, WHITEWRIGHT, TX 75491-7113
Document Number	0000005844
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W WALNUT ST WHITEWRIGHT TX 754912172, WHITEWRIGHT, TX 75491-2172

Mortgage

Document Number	0000005844
Date	Mar 20, 2019
Instrument	5844

Lender

Name	TEXAS STAR BK
Type	Bank
Address	VAN ALSTYNE, TX 75495-0608

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 19, 2020

Interest

Rate	5.5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	194 CHESTNUT LN, WHITEWRIGHT, TX 75491-7113
Document Number	0000024770
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W WALNUT ST WHITEWRIGHT TX 754912172, WHITEWRIGHT, TX 75491-2172

Mortgage

Document Number	0000024770
Date	Nov 2, 2018
Instrument	24770

Lender

Name	TEXAS STAR BK
Type	Bank
Address	VAN ALSTYNE, TX 75495

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,259	$403,220 Land $188,521 Building $214,699
2024	$1,600.00
2023		$420,506 Land $207,973 Building $212,533	$420,506 Land $207,973 Building $212,533
2022	$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Chestnut Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Chestnut Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT WSC serves 2,091 people · EPA ID TX0430032
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Ln

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