194 Cherry St, Katonah, NY 10536 Property Records

Westchester County and Bedford Town property record for 194 Cherry St, Katonah, NY 10536

Property Summary

Property Type	Single Family Home
Lot Size	0.465 acres (20,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2024)
Tax Bill	$18,608 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`552000 49.18-3-44`

Property Details

APN / Parcel Number

Primary APN	`552000 49.18-3-44`
Alternative APNs	`200004901800030440000000` `00000054500`

Exterior

Lot Area	20,292 sqft (0.465 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000054500
Street Address	194 CHERRY ST
City	KATONAH
State	NY
Zip	10536-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1/2
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3008
Census Tract	12600

Owner

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 SEASIDE AVE, STAMFORD, CT 06902-4365
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	20243259
Prior Transfer Date	Oct 21, 2004
Prior Transfer Doc	0443350587
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	194 CHERRY ST, KATONAH, NY 10536-1417
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CHERRY ST, KATONAH, NY 10536-1417

Mortgage

Document Number	0653523736
Date	Dec 19, 2025
Instrument	653523736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	194 CHERRY ST, KATONAH, NY 10536-1417
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CHERRY ST, KATONAH, NY 10536-1417

Mortgage

Document Number	0653523737
Date	Dec 19, 2025
Instrument	653523737

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	2 Months
Due	Feb 1, 2026

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,608.00 (+7.2%)
2025	$17,358.00	$64,935 (-0.01%) Land $15,000 Building $49,935	$848,823 (+6.14%) Land $196,078 Building $652,745
2024		$64,940 (-) Land $15,000 Building $49,940	$799,754 (+4.56%) Land $184,729 Building $615,025
2023		$64,940 Land $15,000 Building $49,940	$764,899 Land $176,678 Building $588,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CONSOLIDATED W.D. serves 9,056 people · EPA ID NY5903419
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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