Indian River County property record for 194 Chello Ave, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1999 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $265,500 (Aug 2009) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer May 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 31-39-18-00005-0001-00003.0 |
| Primary APN | 31-39-18-00005-0001-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,499 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 201 ft deep x 127 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,490 sqft |
| Pool Area | 532 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 364 sqft |
| Patio Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 194 CHELLO AVE |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | COLLIER CREEK ESTATES PHASE I BLK A LOT 3 PBI 15-11 |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 18 |
| Legal Subdivision | COLLIER CREEK ESTATES PHASE ONE |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50806 |
194 Chello Ave is owner-occupied and held in a trust since April 2024.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Intrafamily Transfer, Transfer |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on File |
| Deed Sale | Aug 14, 2009 · Amount on File |
| Prior Sale | May 6, 1998 · Amount on File |
| Deed Document Number | 20092012089 |
| Deed Book / Page | 2361 / 2411 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 0036892257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 11, 2024 |
| Property Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Document Number | 0036892257 |
| Book / Page | 3689 / 2257 |
| Map Reference | MB 15 PGSS 11 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 3120240016913 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Name | Verified Name |
|---|---|
| Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 194 CHELLO AVE, SEBASTIAN, FL 32958-4594 |
| Document Number | 0035430671 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 3543/671 |
| Instrument | 3120220033545 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 194 Chello Ave was $3,231 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,231.00 Homeowner's exemption Veteran's exemption | $208,509 | $428,432 Land $92,234 Building $336,198 |
| 2023 | $2,696.00 (+4.78%) | $196,731 (+3%) | $422,416 (+8.46%) Land $92,234 Building $330,182 |
| 2022 | $2,573.00 | $191,001 | $389,463 Land $92,234 Building $297,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Chello Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 51 (1984–2016) |
| Claims Outside the SFHA | 5 of 51 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Chello Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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