194 Carter Rd, Menlo, GA 30731 Property Records

Chattooga County property record for 194 Carter Rd, Menlo, GA 30731

Property Summary

Property Type	Rural Home
Details	1 ba · 1,688 sqft · built 1900
Lot Size	41.2 acres (1,795,108 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Jun 2017)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00009-00000-012-000`

Property Details

APN / Parcel Number

Primary APN	`00009-00000-012-000`
Alternative APN	`457`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,688 sqft Heated Area
1st Floor Area	1,408 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	1,795,108 sqft (41.2 acres)
Terrain	Rolling
Garage Area	320 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Deck Area	120 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	457
Street Address	194 CARTER RD
City	MENLO
State	GA
Zip	30731-6552
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E OF TAG RR LL253,254 13T
Legal Subdivision	PROP SPLIT F/02
Legal Block	NNXT
Jurisdiction	CHATTOOGA GA
Township / Civil Division	MENLO
Census Block Group	3
Census Block	3021
Census Tract	10300

Owner

194 Carter Rd, a rural home, is owned and occupied by an individual who bought it in June 2017.

Source: Chattooga County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	194 CARTER RD, MENLO, GA 30731-6552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	0000670439
Deed Book / Page	670 / 439
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	194 CARTER RD, MENLO, GA 30731-6552
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CARTER RD, MENLO, GA 30731-6552

Mortgage

Document Number	0008160000000717
Date	Mar 26, 2026
Book Page	0000000816/0000000717

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATTOOGA GA
Recording Date	Jun 29, 2017
Property Address	194 CARTER RD, MENLO, GA 30731-6552
Document Number	0006700439
Book / Page	000670 / 000439
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CARTER RD MENLO GA 307316552, MENLO, GA 30731-6552

Mortgage

Document Number	6700441
Date	Jun 29, 2017
Book Page	000670/000441

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 194 Carter Rd was $1,819 with a homeowner's exemption.

Source: Chattooga County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 Homeowner's exemption	$105,600 Land $59,880 Building $45,720	$264,000 Land $149,700 Building $114,300
2022	$1,933.00	$72,648 Land $38,079 Building $34,569	$181,621 Land $95,198 Building $86,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Carter Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 97.3% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Spectrum, T-Mobile.

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