194 Blanchard Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 194 Blanchard Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1985
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Feb 2018)
Tax Bill	$7,799 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`486-051-03-00`

Property Details

APN / Parcel Number

Primary APN	`486-051-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Block
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	194 BLANCHARD RD
City	EL CAJON
State	CA
Zip	92020-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 33 TR 002687
Legal Subdivision	DRYDEN ROAD SUB
Legal Tract	002687
Legal Block	3
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

194 Blanchard Rd is owned and occupied by two individuals who bought it in February 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2018	Grant Deed, Transfer · VA Mortgage SKYLINE FINANCIAL CORP
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage CANTERMAN DAVID TRUST (PT)
Aug 2, 2017	Grant Deed
Jul 27, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on File
Deed Sale	Feb 22, 2018 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	201870951
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	0000349143
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566609
Date	Dec 5, 2019
Instrument	2019-0566609

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701

Mortgage

Document Number	0000747661
Date	Oct 27, 2021
Instrument	2021-0747661

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Document Number	0000070951
Map Reference	MAP 2687
Instrument Date	Feb 14, 2018
Instrument	2018-0070951
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701

Mortgage

Document Number	0000070952
Date	Feb 22, 2018
Instrument	2018-0070952

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2017
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Document Number	0000347361
Instrument Date	Jul 28, 2017
Instrument	347361
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	962 LADIOSA CT CHULA VISTA CA 919108004, CHULA VISTA, CA 91910-8004
Investor	Possibly a Property Investor

Mortgage

Document Number	347465
Date	Aug 1, 2017
Instrument	347465

Lender

Name	CANTERMAN DAVID TRUST (PT)
Address	1525 PENDLETON RD, CORONADO, CA 92118-1935

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2017
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Document Number	0000349143
Instrument Date	Jul 28, 2017
Instrument	349143
Record Updated	Aug 8, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	962 LADIOSA CT CHULA VISTA CA 919108004, CHULA VISTA, CA 91910-8004
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	194 BLANCHARD RD, EL CAJON, CA 92020-2701
Document Number	0000340658
Instrument Date	Jul 18, 2017
Instrument	340658
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$357.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	962 LADIOSA CT CHULA VISTA CA 919108004, CHULA VISTA, CA 91910-8004

Tax Assessment & Valuation

The 2025 property tax bill for 194 Blanchard Rd was $7,799.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,713 (+2%) Land $371,386 Building $255,327
2025	$7,799.00	$614,425 Land $364,104 Building $250,321
2023	$7,251.00 (+1.54%)	$590,567 Land $349,966 Building $240,601
2022	$7,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 194 Blanchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 194 Blanchard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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