194 Bell St, Macon, NC 27551 Property Records

Warren County property record for 194 Bell St, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,559 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$17,900 (Sep 1994)
Tax Bill	$6,354 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I3B 20`

Property Details

APN / Parcel Number

Primary APN	`I3B 20`
Alternative APN	`41978 300`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,559 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Mountain
View / Lot	Waterfront
Garage Type	Attached
Garage Area	315 sqft

Exterior Amenities

Shed	1 Shed
Shed Area	72 sqft
Boat Access	Boat Access
Boat House	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41978 300
Street Address	194 BELL ST
City	MACON
State	NC
Zip	27551-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 70/HSE/R BEND SEC IV
Legal Lot Number	70
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

194 Bell St is owned by two individuals who bought it in September 1994.

Source: Warren County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 N TUCKAHOE ST, ARLINGTON, VA 22205-1857
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1994 · Amount on File
Deed Sale	Sep 29, 1994 · Amount on File
Deed Book / Page	596 / 68
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	194 BELL ST, MACON, NC 27551-9167
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01013/0807
Date	Aug 4, 2017
Book Page	1013/0807
Instrument	1846

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	194 BELL ST, MACON, NC 27551-9167
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00018/0403
Date	Nov 27, 2017
Book Page	018/0403
Instrument	2812

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	194 BELL ST, MACON, NC 27551-9167
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001056/773
Date	May 21, 2020
Book Page	1056/773
Instrument	1123

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 194 Bell St was $6,354, up 3.1% from the year before.

Source: Warren County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,354.00 (+3.07%)
2025	$6,165.00	$990,905 Land $510,000 Building $480,905	$990,905 Land $510,000 Building $480,905
2023	$4,623.00	$523,242 Land $255,000 Building $268,242	$523,242 Land $255,000 Building $268,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Bell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Bell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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