Essex County and Gloucester City property record for 194 Atlantic St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1983 |
| Lot Size | 0.29 acres (12,615 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $355,000 (Jul 2010) |
| Tax Bill | $6,273 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0254 B:0032 L:0000 |
| Primary APN | GLOU M:0254 B:0032 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,615 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 194 ATLANTIC ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 32 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 221902 |
194 Atlantic St is held in a trust since September 2024.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 MARTINGALE LN, ANDOVER, MA 01810-2568 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2010 · Amount on File |
| Deed Sale | Jul 23, 2010 · Amount on File |
| Prior Sale | Sep 21, 2001 · Amount on File |
| Deed Book / Page | 29621 / 183 |
| Last Transfer Date | Sep 16, 2024 |
| Transfer Doc | 042445-578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 194 ATLANTIC ST, GLOUCESTER, MA 01930-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38755-161 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 38755/161 |
| Instrument | 20200727005250 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 194 Atlantic St was $6,273, up 3.2% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,273.00 (+3.17%) | $673,800 (+7.72%) Land $276,900 Building $396,900 | $785,181 |
| 2025 | $6,080.00 (+2.86%) | $625,500 (+2.96%) Land $256,400 Building $369,100 | |
| 2024 | $5,911.00 (+0.07%) | $607,500 (+8.91%) Land $244,200 Building $363,300 | $734,635 |
| 2023 | $5,907.00 | $557,800 Land $218,000 Building $339,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Atlantic St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Atlantic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures