194 Ash Dr, Denison, TX 75020 Property Records

Grayson County property record for 194 Ash Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details700 sqft · built 1965
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$168,800 (Aug 2021)
Tax Bill$303 (2023)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN041A6586088

Property Details

APN / Parcel Number

Primary APN041A6586088
Alternative APN
  • 109404

Interior

Stories1 Story
Building Area700 sqft Living Area
Gross Area1,220 sqft
1st Floor Area700 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1993
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions120 ft deep x 175 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area288 sqft
Deck Area120 sqft
Patio Area264 sqft
Utility Building168 sqft

Location & Zoning

Street Address194 ASH DR
CityDENISON
StateTX
Zip75020-6406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHERN HILLS SEC C, BLOCK 4, LOT N 1/2 OF 81 AND 82, 83 AND S 1/2 OF 84, ACRES 0.57
Legal SubdivisionNORTHERN HILLS SEC C
Legal Block4
Legal Lot NumberN
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group1
Census Block1120
Census Tract302

Owner

Source: Grayson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address194 ASH DR, DENISON, TX 75020-6406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 20, 2021Vendor's Lien, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Deed Document Number202128301
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address194 ASH DR, DENISON, TX 75020-6406
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ASH DR, DENISON, TX 75020-6406

Mortgage

Document Number0000031285
DateDec 3, 2025
Instrument2025-31285
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2055
Interest
Change FrequencyMonthly

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateAug 20, 2021
Property Address194 ASH DR, DENISON, TX 75020-6406
Document Number0000028301
Map ReferenceVOL 2 PG 86
Instrument DateAug 20, 2021
Instrument2021-00028301
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ASH DR, DENISON, TX 75020-6406

Mortgage

Document Number0000028302
DateAug 20, 2021
Instrument2021-00028302
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,281 (-0.13%) Land $64,804 Building $150,477$215,281 (-0.13%) Land $64,804 Building $150,477
2023$303.00 (-87.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$215,559 Land $45,686 Building $169,873$215,559 Land $45,686 Building $169,873
2022$2,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims18 (1990–2019)
Claims Outside the SFHA10 of 18
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN HILLS WATER SERVICE
private · serves 264 people · EPA ID TX0910126
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionJul 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityChloramine
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: 360 Broadband, Nextlink.

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