194 Arbour Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 194 Arbour Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,378 sqft · built 1985
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Apr 2026)
Tax Bill	$4,823 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R0788716`

Property Details

APN / Parcel Number

Primary APN	`R0788716`
Alternative APNs	`07-4077-25-4-03-03-0000` `0000968103`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000968103
Street Address	194 ARBOUR DR
City	KALISPELL
State	MT
Zip	59901-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY EST UNIT 1, S25, T29 N, R22 W, LOT 39, ASSR #0000968103
Legal Range	22W
Legal Township	29N
Legal Section	25
Legal Subdivision	COUNTRY EST UNIT 1
Legal Lot Number	39
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1039
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 TRAILRIDGE RD, KALISPELL, MT 59901-2160
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · FHA Mortgage MANN MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Mar 28, 2007	Deed of Trust, Mortgage · Line of Credit WHITEFISH CREDIT UNION
Jun 6, 2008	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Mar 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Sep 13, 2011	Deed of Trust, Mortgage · FHA Mortgage MANN MORTGAGE LLC
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage TRAILWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	20266991
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700029224
Date	Nov 27, 2017
Instrument	201700029224

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000036903
Date	Nov 2, 2020
Instrument	202000036903

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700038706
Date	Dec 27, 2007
Instrument	200700038706

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	CURTIS TITLE AND ESCROW COMPANY, CITIZENS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200708715330
Date	Mar 28, 2007
Instrument	200708715330

Lender

Name	WHITEFISH CREDIT UNION
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	Apr 10, 2011

Interest

Rate	6.9%

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800015742
Date	Jun 6, 2008
Instrument	200800015742

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900006461
Date	Mar 11, 2009
Instrument	200900006461

Lender

Name	GLACIER BANK
Address	KALISPELL, MT 59903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100018628
Date	Sep 13, 2011
Instrument	201100018628

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2041

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 6, 2026
Property Address	194 ARBOUR DR, KALISPELL, MT 59901-2176
Document Number	0000006991
Instrument Date	Apr 2, 2026
Instrument	20266991
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	137 TRAILRIDGE RD, KALISPELL, MT 59901-2160

Mortgage

Document Number	0000006992,
Date	Apr 6, 2026
Instrument	20266992

Lender

Name	TRAILWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,823.00 (+144.45%)	$507,000 (-)
2025	$1,973.00 (-50.68%)	$507,000 (+5.93%)	$507,000 (+5.93%) Land $207,464 Building $299,536
2023	$4,000.00	$478,600	$478,600 Land $159,981 Building $318,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY ESTATES WATER SUPPLY private · serves 490 people · EPA ID MT0002846
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	KALISPELL PUBLIC WORKS
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
InterBel Telephone Cooperative Fiber	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber.

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