194 Alexander Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 194 Alexander Ave, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,776 sqft · built 1941
Lot Size0.494 acres (21,505 sqft)
Owner2 Individual Names on Record
Last Sale$1,625,000 (Dec 2021)
Tax Bill$33,532 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-02702-0000-00005

Property Details

APN / Parcel Number

Primary APN13-02702-0000-00005
Alternative APN
  • 130270200005

Interior

Stories2 Stories
Building Area2,776 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeFrame
Lot Area21,505 sqft (0.494 acres)
Lot Dimensions253 ft deep x 85 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130270200005
Street Address194 ALEXANDER AVE
CityMONTCLAIR
StateNJ
Zip07043-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description85X253 IRR
Legal Block2702
Legal Lot Number5
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1006
Census Tract16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
ACTORS FEDERAL CREDIT UNION
Dec 29, 2021Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
May 24, 2019Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleSep 11, 1998 · Amount on Record
Deed Document Number2021151574
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateAug 5, 2026
Property Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033
Document Number0000051859
Instrument DateJul 31, 2026
Instrument202651859
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033

Mortgage

Document Number0000051859,
DateAug 5, 2026
Instrument202651859
Lender
NameACTORS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 15, 2046
Interest
Max Rate-1%

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateDec 29, 2021
Property Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033
Document Number0000151574
Instrument DateDec 6, 2021
Instrument2021151574
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,062.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53 GLEN ROCK RD, CEDAR GROVE, NJ 07009-1638

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033

Mortgage

Document Number0000151575
DateDec 29, 2021
Instrument2021151575
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address194 ALEXANDER AVE, MONTCLAIR, NJ 07043-2033
Document Number0000053952
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 ALEXANDER AVE MONTCLAIR NJ 070432033, MONTCLAIR, NJ 07043-2033

Mortgage

Document Number0000053952
DateJun 13, 2019
Instrument53952
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$953,700 (-) Land $453,100 Building $500,600$953,700 (-) Land $453,100 Building $500,600
2025$33,532.00 (+3.32%)$953,700 (-) Land $453,100 Building $500,600$953,700 (-) Land $453,100 Building $500,600
2024$32,454.00 (+3.5%)
2023$953,700 (-) Land $453,100 Building $500,600$953,700 (-) Land $453,100 Building $500,600
2022$31,357.00 (+1.97%)$953,700 Land $453,100 Building $500,600$953,700 Land $453,100 Building $500,600
2021$30,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2006–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimApr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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