194 8th St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 194 8th St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,710 sqft · built 1930
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Jul 2022)
Tax Bill	$12,080 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-01019-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`07-01019-0000-00013`
Alternative APN	`070101900013`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,710 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	194 8TH ST
City	PASSAIC
State	NJ
Zip	07055-8314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	1019
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2003
Census Tract	175900

Owner

194 8th St, a duplex, is owned by two individuals who bought it in July 2022.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 MACDONALD ST, CLIFTON, NJ 07013-2916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jul 22, 2022	Deed, Transfer
Apr 19, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Apr 19, 2022 · Amount on File
Deed Document Number	202236747
Deed Book / Page	4356 / 80
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0000036747
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	194 8TH ST, PASSAIC, NJ 07055-8314
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	SUNNYSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000876
Date	Jan 9, 2023
Book Page	M18329/176
Instrument	2023000876

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	May 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 22, 2022
Property Address	194 8TH ST, PASSAIC, NJ 07055-8314
Document Number	0000036747
Book / Page	D4356 / 80
Instrument Date	Jul 7, 2022
Instrument	2022036747
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 MACDONALD ST, 4, CLIFTON, NJ 07013-2916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MACDONALD ST, CLIFTON, NJ 07013-2916

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 19, 2022
Property Address	194 8TH ST, PASSAIC, NJ 07055-8314
Document Number	0000021895
Book / Page	D4291 / 157
Instrument Date	Apr 14, 2022
Instrument	2022021895
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 MAHAR AVE, 130, CLIFTON, NJ 07011-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MACDONALD ST, CLIFTON, NJ 07013-2916

Mortgage

Document Number	0000021896
Date	Apr 19, 2022
Instrument	2022021896

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 194 8th St was $12,080, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,700 (-) Land $49,900 Building $233,800	$283,700 (-) Land $49,900 Building $233,800
2025	$12,080.00 (+3.27%)	$283,700 Land $49,900 Building $233,800	$283,700 Land $49,900 Building $233,800
2024	$11,697.00
2023		$277,000 Land $49,900 Building $227,100	$277,000 Land $49,900 Building $227,100
2022	$10,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 8th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	44 (1997–2021)
Claims Outside the SFHA	3 of 44
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 194 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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