194 2nd Point Rd, Warwick, RI 02889 Property Records

Warwick City property record for 194 2nd Point Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1924
Lot Size	0.118 acres (5,130 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Aug 2013)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Dec 2022 Refinance Dec 2022 Refinance
Flood Zone	Zone AE (high risk)
APN	`35902830000`

Property Details

APN / Parcel Number

Primary APN	`35902830000`
Alternative APNs	`WARW M:359 B:0283 L:0000` `700023748`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	768 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,130 sqft (0.118 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	700023748
Street Address	194 2ND POINT RD
City	WARWICK
State	RI
Zip	02889-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	283
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1017
Census Tract	21700

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	194 2ND POINT RD, WARWICK, RI 02889-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance REVERSE MORTGAGE FUNDING LLC
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Book / Page	8038 / 26
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	194 2ND POINT RD, WARWICK, RI 02889-9120
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010258-243
Date	Dec 15, 2022
Book Page	10258/243
Instrument	17210

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	865 Months
Due	Jan 1, 2095

Interest

Rate	7.48%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	194 2ND POINT RD, WARWICK, RI 02889-9120
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010258-256
Date	Dec 15, 2022
Book Page	10258/256
Instrument	17211

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	865 Months
Due	Jan 1, 2095

Interest

Rate	7.48%

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+16.56%)	$283,200 (+30.21%) Land $112,200 Building $171,000
2024			$237,975
2023	$3,086.00 (+14.51%)	$217,500 (+51.15%) Land $92,700 Building $124,800
2022	$2,695.00	$143,900 Land $50,500 Building $93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	58 (1978–2021)
Claims Outside the SFHA	6 of 58
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Apr 2010 · 23 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures