Bergen County and Cresskill Borough property record for 194 10th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,120 sqft · built 2015 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Dec 2024) |
| Tax Bill | $28,728 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00031-0000-00450 |
| Primary APN | 08-00031-0000-00450 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,120 sqft Living Area |
| 1st Floor Area | 3,120 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 052900 |
|---|---|
| Street Address | 194 10TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 125X100 451-454 |
| Legal Subdivision | CRESSKILL PARK |
| Legal Block | 31 |
| Legal Lot Number | 450 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 31, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on Record |
| Deed Sale | Dec 5, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 202472552 |
| Deed Book / Page | 5378 / 923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 24, 2026 |
| Property Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Document Number | 0000042473 |
| Book / Page | 5829 / 1634 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202642473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Document Number | 0000042473, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 5829/1634 |
| Instrument | 202642473 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 31, 2023 |
| Property Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Document Number | 0050720895 |
| Book / Page | 5072 / 895 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023057426 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 284 W CLINTON AVE, TENAFLY, NJ 07670-1921 |
| Name | Verified Name |
|---|---|
| Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Document Number | 0050720901 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 5072/901 |
| Instrument | 2023057427 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 194 10TH ST, CRESSKILL, NJ 07626-1901 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041390273 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4139/273 |
| Instrument | 2021074861 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 8% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404,000 (+10.89%) Land $525,000 Building $879,000 | $1,404,000 (+10.89%) Land $525,000 Building $879,000 | |
| 2025 | $28,728.00 (+4.85%) | $1,266,100 (+16.58%) Land $442,000 Building $824,100 | $1,266,100 (+16.58%) Land $442,000 Building $824,100 |
| 2024 | $27,398.00 (+10.24%) | ||
| 2023 | $1,086,000 (+5.18%) Land $377,500 Building $708,500 | $1,086,000 (+5.18%) Land $377,500 Building $708,500 | |
| 2022 | $24,852.00 (+1.04%) | $1,032,500 Land $350,000 Building $682,500 | $1,032,500 Land $350,000 Building $682,500 |
| 2021 | $24,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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