19395 Indian Summer Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19395 Indian Summer Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 2017
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$777,777 (Aug 2023)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181124-CD-01800`

Property Details

APN / Parcel Number

Primary APN	`181124-CD-01800`
Alternative APNs	`R1004181124D001200` `107303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,771 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	29,185 sqft (0.67 acres)
Garage Area	454 sqft

Location & Zoning

Account Number	107303
Street Address	19395 INDIAN SUMMER RD
City	BEND
State	OR
Zip	97702-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK JJ LOT PT 43
Legal Range	11
Legal Township	18
Legal Section	24
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	JJ
Legal Lot Number	43
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3018
Census Tract	2101

Owner

19395 Indian Summer Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jul 7, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	202321372
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 28, 2023
Property Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Document Number	0000021372
Instrument Date	Aug 25, 2023
Instrument	2023-21372
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926

Mortgage

Document Number	0000021373
Date	Aug 28, 2023
Instrument	2023-21373

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050718
Date	Sep 1, 2021
Instrument	2021-50718

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006226
Date	Feb 12, 2020
Instrument	2020-06226

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 15, 2018
Property Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Document Number	0000010082
Instrument Date	Mar 14, 2018
Instrument	10082
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19395 INDIAN SUMMER RD BEND OR 977028926, BEND, OR 97702-8926

Mortgage

Document Number	10083
Date	Mar 15, 2018
Instrument	10083

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 7, 2017
Property Address	19395 INDIAN SUMMER RD, BEND, OR 97702-8926
Document Number	0000026405
Instrument Date	Jul 6, 2017
Instrument	26405
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$103.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19584 MANZANITA LN BEND OR 977028930, BEND, OR 97702-8930

Tax Assessment & Valuation

The 2025 property tax bill for 19395 Indian Summer Rd was $3,283, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00 (+4.42%)	$214,810 (+3%)	$751,040 (-4.16%) Land $274,840 Building $476,200
2024	$3,144.00 (+6.11%)	$208,560 (+3%)	$783,610 (-3.42%) Land $285,500 Building $498,110
2023	$2,963.00 (+5.07%)	$202,490 (+6.08%)	$811,360 (+48.83%) Land $270,700 Building $540,660
2022	$2,820.00	$190,880	$545,170 Land $198,500 Building $346,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19395 Indian Summer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19395 Indian Summer Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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