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1939 Upper Gregg Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1939 Upper Gregg Rd, Schenectady, NY 12306 · Last verified August 2026

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 3,510 sqft · built 1953
Lot Size56.3 acres (2,455,477 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jul 2023)
Tax Bill$10,065 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN422800 28.-1-18

Property Details

APN / Parcel Number

Primary APN422800 28.-1-18
Alternative APN
  • 280002800000010180000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,510 sqft Living Area
1st Floor Area2,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area2,455,477 sqft (56.3 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1939 UPPER GREGG RD
CitySCHENECTADY
StateNY
Zip12306-7450
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal SubdivisionSUBDIVISION OF LOT B ROTTERDAM
Legal Block1
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2016
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 28.-1-18

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1939 UPPER GREGG RD, SCHENECTADY, NY 12306-7450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Warranty Deed, Transfer · Conventional Mortgage
1ST PRIORITY MORTGAGE INC
Oct 06, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleJan 19, 2010 · Amount on Record
Deed Document Number202343148
Deed Book / Page2112 / 764
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 28, 2023
Property Address1939 UPPER GREGG RD, SCHENECTADY, NY 12306-7450
Document Number0000043148
Book / Page2112 / 764
Instrument DateJul 05, 2023
Instrument202343148
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyPAC ABSTRACT & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1939 UPPER GREGG RD, SCHENECTADY, NY 12306-7450

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MILAN CT, NISKAYUNA, NY 12309-1163

Mortgage

Document Number0000043149
DateJul 28, 2023
Instrument202343149
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1939 UPPER GREGG RD, SCHENECTADY, NY 12306-7450
Document Number0000040052
Instrument DateOct 06, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1939 UPPER GREGG RD SCHENECTADY NY 123067450, SCHENECTADY, NY 12306-7450

Mortgage

Document Number0000040052
DateDec 16, 2020
Book Page005051/000243
Instrument40052
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueDec 15, 2045
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,065.00$250,000 (-) Land $125,900 Building $124,100$384,600 (+16.94%) Land $193,685 Building $190,915
2023$250,000 Land $125,900 Building $124,100$328,900 Land $165,634 Building $163,266

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber980 / 880
Pattersonville Telephone Company (NY)Fiber300 / 300

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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