1939 Opal Dr, Aurora, IL 60506 Property Records

Kane County property record for 1939 Opal Dr, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,384 sqft · built 1966
Lot Size0.195 acres (8,500 sqft)
Owner2 Individual Names on File
Last Sale$214,000 (Dec 2017)
Tax Bill$8,286 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-18-427-026

Property Details

APN / Parcel Number

Primary APN15-18-427-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area
Gross Area2,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Construction TypeMixed
Lot Area8,500 sqft (0.195 acres)
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1939 OPAL DR
CityAURORA
StateIL
Zip60506-1861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFORDON PARK SUBDN : UNIT 4 LOT 182
Legal SubdivisionFORDON PARK SUB
Legal Block1
Legal Lot Number182
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1018
Census Tract853005

Owner

Source: Kane County records · APN 15-18-427-026

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1939 OPAL DR, AURORA, IL 60506-1861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Dec 07, 2017Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2017 · Amount on Record
Deed SaleDec 07, 2017 · Amount on Record
Deed Document Number201763692
Prior Transfer DateOct 07, 2016
Prior Transfer Doc0000059165
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1939 OPAL DR, AURORA, IL 60506-1861
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038796
DateMay 18, 2021
Instrument2021K038796
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 01, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 07, 2017
Property Address1939 OPAL DR, AURORA, IL 60506-1861
Document Number0000063692
Instrument DateOct 20, 2017
Instrument63692
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$321.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1939 OPAL DR AURORA IL 605061861, AURORA, IL 60506-1861

Mortgage

Document Number63693
DateDec 07, 2017
Instrument63693
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 06, 2047
Interest
Rate3.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,286.00 (+26.95%) Homeowner's exemption
2024$102,635 (+28.7%) Land $13,260 Building $89,375$308,028 (+28.75%) Land $39,796 Building $268,232
2022$6,527.00 (+4.68%) Homeowner's exemption$79,746 (+7.41%) Land $10,810 Building $68,936$239,238 (+7.41%) Land $32,430 Building $206,808
2021$6,235.00 Homeowner's exemption$74,244 Land $10,064 Building $64,180$222,732 Land $30,192 Building $192,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898530051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1981–2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2014 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 444 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Benton Ridge Telephone Company, Metronet Holdings, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAURORA
serves 183,000 people
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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