1939 Old Hwy 1, Ely, MN 55731 Property Records

St. Louis County property record for 1939 Old Hwy 1, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft
Lot Size	19 acres (831,125 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Nov 2019)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`465-0010-01550`

Property Details

APN / Parcel Number

Primary APN	`465-0010-01550`
Alternative APN	`1080622`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,316 sqft Gross Area
1st Floor Area	1,316 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	831,125 sqft (19 acres)
Garage Area	1,140 sqft

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Deck Area	64 sqft
Patio Area	140 sqft
Storage Building	384 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1080622
Street Address	1939 OLD HIGHWAY 1
City	ELY
State	MN
Zip	55731-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N1/2 OF SE1/4 OF SE1/4, AS DEFINED BY A LINEFROM THE MIDPOINT OF THE WEST LINE OF THESE1/4 OF SE1/4 TO THE MIDPOINT OF THE
Legal Range	12W
Legal Township	62N
Legal Section	10
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1063
Census Tract	15401

Owner

1939 Old Hwy 1 is owned and occupied by an individual who bought it in November 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1939 OLD HIGHWAY 1, ELY, MN 55731-8356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Transfer · Conventional with PMI FRANDSEN BK&TR
Oct 1, 2019	Warranty Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	20191366954
Prior Transfer Date	Jan 16, 2002
Prior Transfer Doc	0000845328
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	1939 OLD HIGHWAY 1, ELY, MN 55731
Document Number	00A1366954
Instrument Date	Nov 1, 2019
Instrument	A1366954
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1939 OLD HIGHWAY 1 ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	A1366955
Date	Nov 6, 2019
Instrument	A1366955

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2019
Property Address	1939 OLD HIGHWAY 1, ELY, MN 55731
Document Number	00A1364466
Instrument Date	Sep 26, 2019
Instrument	A1364466
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$92.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1308 WESTERN AVE ST CROIX FALLS WI 540248009, ST CROIX FALLS, WI 54024-8009

Tax Assessment & Valuation

The 2026 property tax bill for 1939 Old Hwy 1 was $2,092 with a homeowner's exemption, up 1.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (+1.85%) Homeowner's exemption
2025	$2,054.00 (-12.52%) Homeowner's exemption	$325,400 (+15.55%) Land $78,900 Building $246,500	$325,400 (+15.55%) Land $78,900 Building $246,500
2024	$2,348.00	$281,600 Land $71,500 Building $210,100	$281,600 Land $71,500 Building $210,100
2022		$248,500 Land $57,500 Building $191,000	$248,500 Land $57,500 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 Old Hwy 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1939 Old Hwy 1 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

May also be available: T-Mobile, Treehouse Broadband.

Nearby Properties on Old Hwy 1

Nearby Streets

All Ely, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures