1939 High Point Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1939 High Point Rd, Forest Hill, MD 21050

Property Summary

Property Type	Rural Home
Details	1 ba · 2,168 sqft · built 1838
Lot Size	23 acres (1,001,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Mar 1991)
Tax Bill	$7,276 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-045196`

Property Details

APN / Parcel Number

Primary APN	`03-045196`
Alternative APNs	`3045196` `045196`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,168 sqft Total Area
Basement Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1838
Effective Year Built	Effective 1838
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,001,880 sqft (23 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	351 sqft
Shed	1 Shed
Shed Area	4,608 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	045196
Street Address	1939 HIGH POINT RD
City	FOREST HILL
State	MD
Zip	21050-2201
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	23.008 AC 1939 HIGH POINT ROAD N OF HIGH POINT
Legal Subdivision	WHITAKER S INVITATION
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1002
Census Tract	303205

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1939 HIGH POINT RD, FOREST HILL, MD 21050-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Unknown PEOPLES BANK
Mar 1, 2019	Deed of Trust, Mortgage · ARM PEOPLES BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1991 · Amount on Record
Deed Sale	Mar 1, 1991 · Amount on Record
Deed Book / Page	1694 / 731
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1939 HIGH POINT RD, FOREST HILL, MD 21050-2201
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157180345
Date	Oct 26, 2022
Book Page	15718/345

Lender

Name	PEOPLES BANK
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1939 HIGH POINT RD, FOREST HILL, MD 21050-2201
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131680478
Date	Mar 1, 2019
Book Page	13168/0478

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17405

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1939 HIGH POINT RD, FOREST HILL, MD 21050-2201
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137530376
Date	Mar 23, 2020
Book Page	13753/376

Lender

Name	PEOPLESBANK
Address	YORK, PA 17405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,276.00 (+33.63%) Homeowner's exemption	$662,167 (+19.8%)	$693,300 (+7.22%) Land $174,900 Building $518,400
2025	$5,445.00 (+23.13%) Homeowner's exemption
2023		$552,733	$646,600 Land $174,900 Building $471,700
2022	$4,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband, Xfinity.

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