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1939 Harding St, Clearwater, FL 33765 Property Records

Pinellas County property record for 1939 Harding St, Clearwater, FL 33765

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,380 sqft · built 1926
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on File
Last Sale$79,000 (Jul 2011)
Tax Bill$826 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-001-007-9203-5

Property Details

APN / Parcel Number

Primary APNC62-001-007-9203-5
Alternative APNs
  • 12-29-15-55782-024-0100
  • 291512557820240100
  • R443488

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area2,128 sqft
1st Floor Area1,380 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1981
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
PorchScreened/Unfinished Porch
Porch Area150 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR443488
Street Address1939 HARDING ST
CityCLEARWATER
StateFL
Zip33765-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARYMONT BLK 24, LOT 10 & E 5FT OF LOT 9
Legal Range15E
Legal Township29S
Legal Section12
Legal SubdivisionMARYMONT
Legal Tract55782
Legal Block24
Legal Lot Number10,9
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1007
Census Tract26602

Owner

1939 Harding St is owned and occupied by two individuals who acquired it in March 2017.

Source: Pinellas County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address1939 HARDING ST, CLEARWATER, FL 33765-2430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2011 · Amount on File
Deed SaleJul 26, 2011 · Amount on File
Deed Document Number2011195546
Deed Book / Page17311 / 1717
Last Transfer DateMar 15, 2017
Transfer Doc0195620785
Record UpdatedJun 8, 2026

March 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionPINELLAS FL
Recording DateMar 22, 2017
Property Address1939 HARDING ST, CLEARWATER, FL 33765-2430
Document Number0195620785
Book / Page019562 / 000785
Instrument DateMar 15, 2017
Instrument89038
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1939 HARDING ST CLEARWATER FL 337652430, CLEARWATER, FL 33765-2430

Mortgage

Document Number195620788
DateMar 22, 2017
Book Page019562/000788
Instrument89039
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.56%

Mortgage

Document Number195620803,
DateMar 22, 2017
Book Page019562/000803
Instrument89040
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.56%

Tax Assessment & Valuation

The 2025 property tax bill for 1939 Harding St was $826 with a homeowner's exemption, up 8.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$826.00 (+8.12%) Homeowner's exemption$85,060$330,922 Land $144,894 Building $186,028
2024$764.00 (+4.51%)
2023$731.00 (+5.94%) Homeowner's exemption$80,255 (+3%)$266,736 (+25.2%) Land $161,583 Building $105,153
2022$690.00 Homeowner's exemption$77,917$213,053 Land $125,247 Building $87,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1939 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

May also be available: Frontier, Verizon.

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