Macon County property record for 1939 Flat Mountain Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 878 sqft · built 1972 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,500 (Jul 2021) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7531923913 |
| Primary APN | 7531923913 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 878 sqft Heated Area |
| 1st Floor Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Utility Building | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 150153 |
|---|---|
| Street Address | 1939 FLAT MOUNTAIN RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON 1544 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 970501 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 BRENNON ST, CHARLESTON, SC 29407-7224 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Aug 2, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Aug 2, 2017 · Amount on Record |
| Deed Document Number | 20217035 |
| Deed Book / Page | 41 / 1032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jul 22, 2021 |
| Property Address | 1939 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8772 |
| Document Number | C41/1032 |
| Book / Page | C-41 / 1032 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021007035 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 BRENNON ST, CHARLESTON, SC 29407-7224 |
| Document Number | 2021007036 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021007036 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Aug 2, 2017 |
| Property Address | 1939 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8772 |
| Document Number | B38/2277 |
| Book / Page | B-38 / 2277 |
| Map Reference | MB Z-18 PG 555&556 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017005069 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 544 TRAILWOOD LN SW, 544, MARIETTA, GA 30064-4625 |
| Name | Verified Name |
|---|
| Document Number | B38/2280 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | B-38/2280 |
| Instrument | 2017005070 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (+3.18%) | $372,350 (+0.13%) Land $88,540 Building $283,810 | $372,350 (+0.13%) Land $88,540 Building $283,810 |
| 2025 | $1,196.00 (+29.58%) | ||
| 2023 | $923.00 | $371,850 Land $88,540 Building $283,310 | $371,850 Land $88,540 Building $283,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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