Bradford County property record for 1939 Echo Beach Rd, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 1932 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Jul 2016) |
| Tax Bill | $1,907 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-087.00-021-000-000 |
| Primary APN | 04-087.00-021-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Lot Area | 30,928 sqft (0.71 acres) |
| Street Address | 1939 ECHO BEACH RD |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-7756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | ASYLUM |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 950900 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1939 ECHO BEACH RD, TOWANDA, PA 18848-7756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2016 · Amount on Record |
| Deed Sale | Jul 14, 2016 · Amount on Record |
| Prior Sale | Sep 12, 2011 · Amount on Record |
| Deed Document Number | 20169998 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 1939 ECHO BEACH RD, TOWANDA, PA 18848-7756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201702146 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 201702146 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Asylum Township |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,907.00 (+12.31%) | $28,750 (+7.88%) | |
| 2024 | $1,698.00 | $26,650 | |
| 1999 | $57,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (2011–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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