1939 Co Rd 1570, Alba, TX 75410 Property Records

Wood County property record for 1939 Co Rd 1570, Alba, TX 75410

Property Summary

Property Type	Single Family Home
Details	5,112 sqft · built 2021
Lot Size	4 acres (174,240 sqft)
Owner	Trust Name on File
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0223-0019-0001-15`

Property Details

APN / Parcel Number

Primary APN	`0223-0019-0001-15`
Alternative APN	`138714`

Interior

Building Area	5,112 sqft Living Area
Gross Area	8,692 sqft
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Galvanized Metal
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0223-0019-0001-15
Street Address	1939 COUNTY ROAD 1570
City	ALBA
State	TX
Zip	75410-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS 0223; GONZALES A; TRACT 19 PT; 4.0 ACRES
Legal Tract	19
Jurisdiction	WOOD TX
Township / Civil Division	ALBA
Census Block Group	2
Census Block	2001
Census Tract	950402

Owner

1939 Co Rd 1570 is owner-occupied and held in a trust.

Source: Wood County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	1939 COUNTY ROAD 1570, ALBA, TX 75410-3715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK/SULPHUR SPRINGS
Jan 18, 2023	Deed of Trust, Mortgage · Construction Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Nov 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Recording Date	Jun 1, 2026
Property Address	1939 COUNTY ROAD 1570, ALBA, TX 75410-3715
Document Number	0000004737
Instrument Date	May 27, 2026
Instrument	20264737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1939 COUNTY ROAD 1570, ALBA, TX 75410-3715

Mortgage

Document Number	0000004737,
Date	Jun 1, 2026
Instrument	20264737

Lender

Name	CITY NATIONAL BANK/SULPHUR SPRINGS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	1939 COUNTY ROAD 1570, ALBA, TX 75410-3715
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300000455
Date	Jan 18, 2023
Instrument	2023-00000455

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	1939 COUNTY ROAD 1570, ALBA, TX 75410-3715
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500009739
Date	Nov 12, 2025
Instrument	2025-00009739

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1939 Co Rd 1570 was $7,716 with exemptions applied.

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Unified School District	Alba-Golden Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,730 (-27.07%) Land $60,000 Building $476,730	$536,730 (-27.07%) Land $60,000 Building $476,730
2025	$7,716.00 Homeowner's exemption	$735,960 Land $60,000 Building $675,960	$735,960 Land $60,000 Building $675,960
2023		$378,470 Land $191,970 Building $186,500	$378,470 Land $191,970 Building $186,500
2022	$5,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 Co Rd 1570 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1939 Co Rd 1570 is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHT STAR-SALEM SUD serves 7,308 people · EPA ID TX2500015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60

May also be available: AT&T, Nextlink, Point Broadband, Texas Cellnet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1570

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures