1939 Amber Sweet Cir, Dundee, FL 33838 Property Records

Polk County property record for 1939 Amber Sweet Cir, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2019
Lot Size	0.214 acres (9,339 sqft)
Owner	Company Name on Record
Last Sale	$15,100 (Feb 2026)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835826-001890`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835826-001890`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,563 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	9,339 sqft (0.214 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	419 sqft
Porch	Florida Room
Porch Area	158 sqft

Location & Zoning

Street Address	1939 AMBER SWEET CIR
City	DUNDEE
State	FL
Zip	33838-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE AT SWAN LAKE PB 146 PG 38-40 LOT 189
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE AT SWAN LAKE
Legal Tract	835826
Legal Block	1
Legal Lot Number	189
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2124 N 2ND ST, MILLVILLE, NJ 08332-1304
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI ONETRUST HM LOANS
Aug 6, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS
Oct 8, 2018	Grant Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 29, 2018	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	202633134
Deed Book / Page	13877 / 62
Last Transfer Date	Jul 11, 2026
Transfer Doc	0000185319
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 3, 2026
Property Address	1939 AMBER SWEET CIR, DUNDEE, FL 33838-4266
Document Number	0000185319
Book / Page	14099 / 2235
Instrument Date	Jul 11, 2026
Instrument	2026185319
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1939 AMBER SWEET CIR, DUNDEE, FL 33838-4266
Document Number	0111940160
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1939 AMBER SWEET CIR DUNDEE FL 338384266, DUNDEE, FL 33838-4266

Mortgage

Document Number	0111940160
Date	Apr 1, 2020
Book Page	011194/000160
Instrument	71126

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 6, 2019
Property Address	1939 AMBER SWEET CIR, DUNDEE, FL 33838-4266
Document Number	0109320679
Book / Page	010932 / 000679
Instrument Date	Jul 31, 2019
Instrument	165295
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1939 AMBER SWEET CIR DUNDEE FL 338384266, DUNDEE, FL 33838-4266

Mortgage

Document Number	109320680
Date	Aug 6, 2019
Book Page	010932/000680
Instrument	165296

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2018
Property Address	1939 AMBER SWEET CIR, DUNDEE, FL 33838-4266
Document Number	0106351211
Book / Page	010635 / 001211
Instrument Date	Sep 25, 2018
Instrument	212568
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$12,191.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Recording Date	Jan 29, 2018
Property Address	1939 AMBER SWEET CIR, DUNDEE, FL 33838-4266
Document Number	0103801736
Book / Page	010380 / 001736
Instrument Date	Jan 19, 2018
Instrument	20840
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1731 BOGGY CREEK RD KISSIMMEE FL 34744, KISSIMMEE, FL 34744

Mortgage

Document Number	103801736
Date	Jan 29, 2018
Book Page	010380/001736
Instrument	20840

Lender

Name	CENTENNIAL BK
Type	Bank
Address	625 N CENTRAL AVE, KISSIMMEE, FL 34741-5006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,882 (+2.7%)	$215,643 (-3.18%) Land $42,000 Building $173,643
2025	$3,093.00 (+1.68%) Homeowner's exemption	$198,522 (+5.99%)	$222,718 (-12.1%) Land $42,000 Building $180,718
2023	$3,042.00 (+3.01%) Homeowner's exemption	$187,308 (+3%)	$253,381 (+10.01%) Land $40,000 Building $213,381
2022	$2,953.00 Homeowner's exemption	$181,852	$230,326 Land $34,000 Building $196,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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