1939 5th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1939 5th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1941
Lot Size	0.336 acres (14,650 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2026)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-21-0082`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-21-0082`
Alternative APNs	`8277576` `314596`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,650 sqft (0.336 acres)
Lot Dimensions	293 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	314596
Street Address	1939 5TH ST E
City	SAINT PAUL
State	MN
Zip	55119-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT L WARES EASTERN HGTS W 1/2 OF LOT 18 BLK 4
Legal Range	22
Legal Township	29
Legal Section	35
Legal Subdivision	ROBERT L WARES EASTERN HGTS
Legal Block	4
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	34702

Owner

1939 5th St E is owned and occupied by an individual who bought it in September 2026.

Source: Ramsey County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2026	Deed of Trust, Mortgage · Construction Mortgage FMF CAPITAL TN LLC
Sep 23, 2026	Deed of Trust, Mortgage · Construction Mortgage FMF CAPITAL TN LLC
Jan 21, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jan 21, 2026 · Amount on File
Deed Document Number	20262824547
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2026
Property Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901
Document Number	0002824547
Instrument Date	Sep 21, 2026
Instrument	20262824547
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901

Mortgage

Document Number	0002824548,
Date	Sep 28, 2026
Instrument	20262824548

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Sep 14, 2026
Property Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901
Document Number	0002823605
Instrument Date	Sep 9, 2026
Instrument	20262823605
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0002823605,
Date	Sep 14, 2026
Instrument	20262823605

Lender

Name	FMF CAPITAL TN LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 9, 2027

Interest

Rate	18%
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Sep 23, 2026
Property Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901
Document Number	0005122011
Instrument Date	Sep 9, 2026
Instrument	20265122011
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0005122011,
Date	Sep 23, 2026
Instrument	20265122011

Lender

Name	FMF CAPITAL TN LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 9, 2027

Interest

Rate	18%
Max Rate	-1%

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 21, 2026
Property Address	1939 5TH ST E, SAINT PAUL, MN 55119-3901
Document Number	0T02809543
Instrument Date	Jan 16, 2026
Instrument	T02809543
Transaction Type	Construction Loan
Record Updated	Jan 30, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 SAGE LN, SHAKOPEE, MN 55379-3478

Mortgage

Document Number	0T02809544
Date	Jan 21, 2026
Instrument	T02809544

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1939 5th St E was $3,708.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,500 (-2.1%) Land $54,500 Building $165,000	$219,500 (-2.1%) Land $54,500 Building $165,000
2025	$3,708.00	$224,200 Land $54,500 Building $169,700	$224,200 Land $54,500 Building $169,700
2023	$3,794.00	$209,600 Land $33,900 Building $175,700	$209,600 Land $33,900 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 5th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1939 5th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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