19384 Roseate Dr, Lutz, FL 33558 Property Records

Pasco County property record for 19384 Roseate Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,585 sqft · built 2017
Lot Size0.139 acres (6,034 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Mar 2020)
Tax Bill$8,550 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-26-18-0050-04100-0240

Property Details

APN / Parcel Number

Primary APN34-26-18-0050-04100-0240
Alternative APNs
  • 1826340050041000240
  • 1084804

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,585 sqft Living Area
Gross Area2,985 sqft
1st Floor Area1,190 sqft
Upper Floors Area1,395 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,034 sqft (0.139 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address19384 ROSEATE DR
CityLUTZ
StateFL
Zip33558-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLONG LAKE RANCH VILLAGE 4 PB 73 PG 046 BLOCK 41 LOT 24
Legal Range18E
Legal Township26S
Legal Section34
Legal SubdivisionLONG LAKE RANCH
Legal Tract50
Legal Block41
Legal Lot Number24
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2008
Census Tract31605

Owner

19384 Roseate Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Pasco County records, as of March 27, 2026

Owner of Record2 Individual Names on File
Mailing Address19384 ROSEATE DR, LUTZ, FL 33558-2333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 5, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Aug 25, 2017Warranty Deed, Transfer · Conventional with PMI
M&I FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2020 · Amount on File
Deed SaleMar 5, 2020 · Amount on File
Prior SaleAug 25, 2017 · Amount on File
Deed Document Number202039539
Deed Book / Page10065 / 91
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address19384 ROSEATE DR, LUTZ, FL 33558-2333
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105393060
DateJan 28, 2022
Book Page10539/3060
Instrument2022025087
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMar 5, 2020
Property Address19384 ROSEATE DR, LUTZ, FL 33558-2333
Document Number0100650091
Book / Page10065 / 91
Map ReferenceMB 73 PG 46-50
Instrument DateFeb 28, 2020
Instrument2020039539
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4002 BANGALOW PALM CT, 4002, TAMPA, FL 33624-2388

Transferred To (Grantee/Buyer)

NameVerified Name
Address19384 ROSEATE DR, LUTZ, FL 33558-2333

Mortgage

Document Number100650094
DateMar 5, 2020
Instrument10065/0094
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 25, 2017
Property Address19384 ROSEATE DR, LUTZ, FL 33558-2333
Document Number0095951555
Book / Page009595 / 001555
Instrument DateAug 25, 2017
Instrument135486
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,268.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19384 ROSEATE DR LUTZ FL 335582333, LUTZ, FL 33558-2333

Mortgage

Document Number95951557
DateAug 25, 2017
Book Page009595/001557
Instrument135487
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19384 Roseate Dr was $8,550 with a homeowner's exemption, up 4.7% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,330 (+2.9%)$493,117 (-2.27%) Land $96,846 Building $396,271
2025$8,550.00 (+4.7%) Homeowner's exemption$372,530 Land $96,846 Building $275,684$504,564 Land $96,846 Building $407,718
2024$8,166.00 (+2.48%)
2023$7,968.00 (+9.87%) Additional exemption filed$340,090 (+3.7%) Land $77,477 Building $262,613$517,213 (+18.87%) Land $77,477 Building $439,736
2022$7,252.00 Homeowner's exemption$327,960 Land $64,564 Building $263,396$435,126 Land $64,564 Building $370,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19384 Roseate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19384 Roseate Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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