1938 W 5th St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1938 W 5th St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,483 sqft · built 2023
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Apr 2022)
Tax Bill	$4,883 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`987408978598`

Property Details

APN / Parcel Number

Primary APN	`987408978598`
Alternative APN	`002158000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,483 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987408978598
Street Address	1938 W 5TH ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 54 BLK: SEC: PL: 4 SL: 33
Legal Subdivision	WRIGHT'S SHORES
Legal Lot Number	54
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

1938 W 5th St is owned by two individuals who bought it in April 2022.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1162, KILL DEVIL HILLS, NC 27948-1162
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 14, 2022	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Deed Document Number	2022700116650
Deed Book / Page	2611 / 205
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1938 W 5TH ST, KILL DEVIL HILLS, NC 27948-9406
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002651/246
Date	Oct 28, 2022
Book Page	2651/246
Instrument	700123993

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 1, 2052

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 14, 2022
Property Address	1938 W 5TH ST, KILL DEVIL HILLS, NC 27948-9406
Document Number	002611/205
Book / Page	2611 / 205
Map Reference	MB 4 PG 33
Instrument Date	Apr 14, 2022
Instrument	700116650
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 PACIFIC AVE # 100, 100, VIRGINIA BEACH, VA 23451-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 RALEIGH CT, CHESAPEAKE, VA 23321-3521

Mortgage

Document Number	0700116651
Date	Apr 14, 2022
Instrument	700116651

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1938 W 5th St was $4,883.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,883.00	$899,000 (-) Land $235,900 Building $663,100	$899,000 Land $235,900 Building $663,100
2025	$4,883.00	$899,000 Land $235,900 Building $663,100
2023	$766.00	$101,400 Land $101,400
2020			$899,000 Land $235,900 Building $663,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1938 W 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures