Polk County property record for 1938 Pristine Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 2020 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,990 (Jun 2020) |
| Tax Bill | $3,080 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-28-138017-002390 |
| Primary APN | 23-28-28-138017-002390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,050 sqft (0.139 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Street Address | 1938 PRISTINE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT LAUREL HIGHLANDS PHASE 1E PB 175 PGS 45-46 LOT 239 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | LAKES AT LAUREL HIGHLANDS PHASE 1E |
| Legal Block | 1 |
| Legal Lot Number | 239 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12003 |
1938 Pristine Loop is owned and occupied by an individual who bought it in June 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 PRISTINE LOOP, LAKELAND, FL 33811-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 3, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on File |
| Deed Sale | Jun 3, 2020 · Amount on File |
| Deed Document Number | 2020110151 |
| Deed Book / Page | 11252 / 2267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1938 PRISTINE LOOP, LAKELAND, FL 33811-1027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1938 PRISTINE LOOP, LAKELAND, FL 33811-1027 |
| Document Number | 0000266904 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 12906/185 |
| Instrument | 2023266904 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 3, 2020 |
| Property Address | 1938 PRISTINE LOOP, LAKELAND, FL 33811-1027 |
| Document Number | 0112522267 |
| Book / Page | 011252 / 002267 |
| Instrument Date | May 29, 2020 |
| Instrument | 110151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1938 PRISTINE LOOP LAKELAND FL 338111027, LAKELAND, FL 33811-1027 |
| Document Number | 112522268 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 011252/002268 |
| Instrument | 110152 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2050 |
The 2025 property tax bill for 1938 Pristine Loop was $3,080 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,739 (+2.7%) | $250,900 (-4.41%) Land $58,000 Building $192,900 | |
| 2025 | $3,080.00 Homeowner's exemption | $213,962 | $262,469 Land $58,000 Building $204,469 |
| 2023 | $2,903.00 (+2.98%) Homeowner's exemption | $201,876 (+3%) | $272,685 (+8.98%) Land $56,000 Building $216,685 |
| 2022 | $2,819.00 Homeowner's exemption | $195,996 | $250,222 Land $46,000 Building $204,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1938 Pristine Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1938 Pristine Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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