1938 P Rd, Bancroft, NE 68004 Property Records

Cuming County property record for 1938 P Rd, Bancroft, NE 68004

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 4,224 sqft · built 1996
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2023)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2023 Sale & Mortgage + 1 more
APN	`0071290.00`

Property Details

APN / Parcel Number

Primary APN	`0071290.00`
Alternative APN	`1537-18-3-00000-000-0003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,224 sqft Living Area
1st Floor Area	4,224 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Attached
Driveway	Concrete Driveway
Driveway Area	1,296 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	348 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1938 P RD
City	BANCROFT
State	NE
Zip	68004-4022
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01-SINGLE
Legal Description	TL 5 (SE 1/4 SW), 18-23-7, 3.295 AC
Legal Range	07
Legal Township	23
Legal Section	18
Jurisdiction	CUMING NE
Township / Civil Division	NELIGH
Census Block Group	2
Census Block	2077
Census Tract	972900

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1938 P RD, BANCROFT, NE 68004-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit SIOUXLAND FCU
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage SIOUXLAND FCU
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit CHARTER WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	2023757
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1938 P RD, BANCROFT, NE 68004-4022
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400306
Date	Mar 20, 2024
Instrument	202400306

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	68775

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jul 3, 2023
Property Address	1938 P RD, BANCROFT, NE 68004-4022
Document Number	0202300757
Instrument Date	Jun 20, 2023
Instrument	202300757
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1938 P RD, BANCROFT, NE 68004-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2036 K RD, WEST POINT, NE 68788-3532

Mortgage

Document Number	0202300758
Date	Jul 3, 2023
Instrument	202300758

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Margin	3
Max Rate	11.6%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1938 P RD, BANCROFT, NE 68004-4022
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 P RD, BANCROFT, NE 68004-4022

Mortgage

Document Number	0202200826
Date	Jun 8, 2022
Instrument	202200826

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
County Subdivision	Neligh Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,330 (+5.54%) Land $52,765 Building $208,565	$274,521 (+10.86%) Land $65,956 Building $208,565
2025	$1,685.00 (-34.69%)	$247,620 (-9.12%) Land $51,765 Building $195,855	$247,620 (-31.82%) Land $51,765 Building $195,855
2023	$2,580.00 (+14.77%)	$272,470 (+26.35%) Land $46,315 Building $226,155	$363,203 (+26.35%) Land $61,738 Building $301,465
2022	$2,248.00	$215,640 Land $32,240 Building $183,400	$287,448 Land $42,976 Building $244,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1996–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skywave Wireless Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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