Frederick County property record for 1938 Moran Dr, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,232 sqft · built 2009 |
| Lot Size | 0.188 acres (8,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,925 (Sep 2009) |
| Tax Bill | $6,946 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-462958 |
| Primary APN | 02-462958 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,190 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 462958 |
|---|---|
| Street Address | 1938 MORAN DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-6443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 602 PL 3 SEC 3 8,190 SQ.FT. CLOVER RIDGE |
| Legal Subdivision | CLOVER RDG SEC 03 03 |
| Legal Lot Number | 602 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 751201 |
Source: Frederick County records · APN 02-462958
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2009 · Amount on Record |
| Deed Sale | Sep 24, 2009 · Amount on Record |
| Prior Sale | May 20, 2009 · Amount on Record |
| Deed Document Number | 20094092 |
| Deed Book / Page | 7527 / 369 |
| Last Transfer Date | Dec 02, 2020 |
| Transfer Doc | 0144250232 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1938 MORAN DR, FORT DETRICK, MD 21702-6443 |
| Document Number | 0160570215 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 16057/215 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Document Number | 0151780072 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 15178/72 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 07, 2021 |
| Property Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Document Number | 0144250232 |
| Book / Page | 14425 / 232 |
| Map Reference | MB 86 PL 148 |
| Instrument Date | Dec 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MIDDLETOWN VALLEY T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1938 MORAN DR, FREDERICK, MD 21702-6443 |
| Document Number | 0014425237 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 14425/237 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440,600 (+18.48%) Land $110,300 Building $330,300 | $440,600 (-) Land $110,300 Building $330,300 | |
| 2024 | $6,946.00 (+7.24%) | ||
| 2023 | $6,477.00 Homeowner's exemption | $371,867 | $440,600 Land $110,300 Building $330,300 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
Based on FCC filings for 412 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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