1938 Mills Rd, Ozark, MO 65721 Property Records

Christian County property record for 1938 Mills Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,643 sqft · built 1985
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Mar 2021)
Tax Bill	$981 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-0.3-7-0-0-36.001`

Property Details

APN / Parcel Number

Primary APN	`18-0.3-7-0-0-36.001`
Alternative APN	`18-0.3-07-000-000-036.001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Type	Flat
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Shed	1 Shed
Shed Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1938 MILLS RD
City	OZARK
State	MO
Zip	65721-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 273.2 OF THE S 675 NW1/4 SE1/4 EX RD (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	26N
Legal Section	07
Legal Subdivision	SPOKANE-HVL OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1033
Census Tract	20303

Owner

1938 Mills Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1938 MILLS RD, OZARK, MO 65721-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK OF THE OZARKS
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Mar 14, 2016 · Amount on File
Deed Document Number	20215381
Deed Book / Page	2021 / 5346
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0202105346
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 23, 2021
Property Address	1938 MILLS RD, OZARK, MO 65721-6504
Document Number	0202105346
Book / Page	2021 / 5346
Instrument Date	Mar 15, 2021
Instrument	2021L05381
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1938 MILLS RD, OZARK, MO 65721-6504

Mortgage

Document Number	2021L05382
Date	Mar 23, 2021
Instrument	2021L05382

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1938 MILLS RD, OZARK, MO 65721-6504
Document Number	0201816017
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 MILLS RD OZARK MO 657216504, OZARK, MO 65721-6504

Mortgage

Document Number	0201816017
Date	Dec 7, 2018
Book Page	002018/016017
Instrument	16184

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 6, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,930	$110,400 Land $20,600 Building $89,800
2024	$981.00
2023		$19,720	$104,000 Land $20,600 Building $83,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1938 Mills Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 Mills Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, White River Connect, Wisper ISP.

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