1938 Louis Dr, Escondido, CA 92026 Property Records

San Diego County property record for 1938 Louis Dr, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,492 sqft · built 1970
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2019)
Tax Bill	$6,740 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`224-470-11-00`

Property Details

APN / Parcel Number

Primary APN	`224-470-11-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1938 LOUIS DR
City	ESCONDIDO
State	CA
Zip	92026-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 49 TR 005433
Legal Subdivision	GOLDEN CIRCLE
Legal Tract	005433
Legal Block	3
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	20304

Owner

1938 Louis Dr is owned and occupied by two individuals who bought it in June 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Jan 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Mar 29, 2012 · Amount on File
Deed Document Number	2019231293
Prior Transfer Date	Dec 12, 1994
Prior Transfer Doc	0000005377
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051

Mortgage

Document Number	0000470971
Date	Dec 16, 2022
Instrument	2022-0470971

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	474 Months
Due	Jun 1, 2062

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051

Mortgage

Document Number	0000549530
Date	Aug 2, 2021
Instrument	2021-0549530

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259812
Date	May 21, 2020
Instrument	2020-0259812

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2019
Property Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Document Number	0000231293
Map Reference	MAP 5433
Instrument Date	Apr 25, 2019
Instrument	2019-0231293
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051

Mortgage

Document Number	0000231294
Date	Jun 14, 2019
Instrument	2019-0231294

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2019
Property Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051
Document Number	0000023100
Map Reference	MAP 5433
Instrument Date	Jan 14, 2019
Instrument	2019-0023100
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 LOUIS DR, ESCONDIDO, CA 92026-1051

Mortgage

Document Number	0000023101
Date	Jan 22, 2019
Instrument	2019-0023101

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1938 Louis Dr was $6,740 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,192 (+9.31%) Land $284,454 Building $355,738
2025	$6,740.00 Homeowner's exemption	$585,640 Land $278,877 Building $306,763
2023	$6,274.00 (+1.21%) Homeowner's exemption	$562,901 Land $268,049 Building $294,852
2022	$6,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1938 Louis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1938 Louis Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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